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Learn more about how to manage your personal finances with RateCity's home loan articles, including how-to-guides on comparing home loan interest rates, fees, features and other benefits.
Laine Gordon
Head of Public Relations
ASIC to crack down on early exit mortgage fees
RateCity looks into the Australian Securities and Investment Commission's planned crackdown on early exit fees for mortgages and what this new proposal means for you.
Home Loans
05 Jul, 2010
3 min read
RateCity
In the market for an investment property?
Buying a property to rent out is a popular form of investment in Australia. If you like the idea of being able to physically see and touch your investment then this might your preferred choice of investment but make sure you find a suitable investment home loan that's going to suit your specific needs.
Home Loans
02 Jul, 2010
2 min read
Kate Cowling
Take advantage of falling Australian bank fees
There is no way of avoiding bank fees but you can certainly keep them at a minimum if you spend, save and pay smart.
Home Loans
02 Jul, 2010
2 min read
RateCity
Find a high LVR lender for home loan deposits under 20%
Are you eager to get into the Australian housing market but don't have the required 20% deposit? If so, you will need find a lender offering a high loan-to-value ratio mortgage when applying for a home loan.
Home Loans
02 Jul, 2010
2 min read
Kate Cowling
Save money by accelerating your home loan repayments
Has that pay rise got you stumped? For homeowners, there is a huge incentive to accelerate your repayments on your home loan because it could save you thousands in interest but there are a few things to consider before doing so, namely do you have any other outstanding debts?
Home Loans
30 Jun, 2010
2 min read
Laine Gordon
Head of Public Relations
Avoid the sting: Banks take $5billion a year from home owners
RateCity investigates just how much income banks earn from your home loan fees and how you can lessen the sting. Do you currently have a home loan and always seem to be paying fees? Well, the banks aren\\\'t complaining as they profit from your money.
Home Loans
23 Jun, 2010
3 min read
Laine Gordon
Head of Public Relations
Save over $34,000 on your home loan
RateCity shows you how to save on your home loan and why you shouldn't give up on your dream of owning your own home while the housing market plummets.
Home Loans
23 Jun, 2010
3 min read
RateCity
The Australian housing market explained
The Australian housing market is one of the most topical aspects of the economy and is continually in the headlines. Those wishing to enter the housing market should do their research on both property prices and home loans so you can make better informed decisions about your financial situation.
Home Loans
17 Jun, 2010
1 min read
RateCity
Residential mortgage lenders for individuals
Residential mortgage lenders are financial institutions that lend money to an individual and not a company. Most mortgage lenders today can provide home loans for individuals purchasing their own home or an investment property.
Home Loans
11 Jun, 2010
1 min read
Laine Gordon
Head of Public Relations
Quitting smoking can save you $100,000 off your mortgage
RateCity investigates the huge savings smokers can make by quitting and paying down their mortgage. The latest interest rate rises have put pressure on most households with a mortgage. And if you’re a smoker, the federal government’s new 25 percent tax hike on packs of cigarettes will be sure to put an extra sting on your finances.
Home Loans
27 May, 2010
3 min read
Laine Gordon
Head of Public Relations
Playing scrooge: beating banks at their own home loans game
Australian home buyers are facing some of the strictest lending requirements in recent years, as financial institutions demand more genuine savings before securing a home loan. But are Australians getting a raw deal, or are these the necessary precautions that every lender must make?
Home Loans
27 May, 2010
3 min read
Laine Gordon
Head of Public Relations
Investors set to heat up property market
RateCity looks at the surprise investment boom in the property market as higher rates push home owners out. An increase in the size of home loans taken on by Australians is a concern, especially for first home buyers who generally earn less money, and will have a harder time affording any increased mortgage repayments.
Home Loans
27 May, 2010
3 min read
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