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Home Loans Articles
Learn more about how to manage your personal finances with RateCity's home loan articles, including how-to-guides on comparing home loan interest rates, fees, features and other benefits.
Laine Gordon
Head of Public Relations
Sold! How to prepare for buying a home at auction
Buying a home at auction can not only be an exhilarating experience but it can also be a great way to nab yourself a property at a great price. Unlike other ways of buying property, buying at auction can offer other benefits, such as greater buying opportunities, an immediate result, a prepared mortgage, and unlike private sales you always know what the offers are.
Home Loans
08 Sep, 2010
3 min read
Laine Gordon
Head of Public Relations
First home buyers could benefit from a home loan package
If you are a first home buyer, considering one of the major lenders through to the smaller brands is one of the toughest choices you will make when choosing a home loan. So why do so many Australians shop with one of the major banks, namely ANZ, Commonwealth Bank, NAB and Westpac?
Home Loans
07 Sep, 2010
3 min read
Laine Gordon
Head of Public Relations
Try before you buy your dream home
Trying before you buy a home, with an extended period to rent gives you the added bonus of having extra time to get your finances sorted in time for a home loan. If you decide that this option is for you or if you want to purchase property the old-fashioned way and are in the market for a mortgage, compare home loans online before making any decisions.
Home Loans
07 Sep, 2010
3 min read
Laine Gordon
Head of Public Relations
Protect yourself from dodgy property cover ups
Some people will do almost anything they can to cover up major problems, especially if money comes into the equation. Take buying a house, for example. We have all heard of cases where the seller has covered up an issue for the purpose of selling their house at a higher price.
Home Loans
27 Aug, 2010
4 min read
Laine Gordon
Head of Public Relations
Home loans ranked poor' when it comes to switching
Do you have a mortgage but want to ensure you have the best deal available? One way to achieve this is by switching loans to receive a better rate. But how is this even possible if some financial institutions make it so hard to make the change?
Home Loans
20 Aug, 2010
3 min read
Laine Gordon
Head of Public Relations
Why it's important to have insurance if you have a mortgage
How would you pay off your mortgage and other debts if something terrible happened to the main breadwinner in your household? It's important to have insurance if you have a mortgage. As most of us don't have a bundle of money tucked away or tied up in investments, how would you or your beneficiaries cope with paying off a home loan?
Home Loans
18 Aug, 2010
3 min read
Laine Gordon
Head of Public Relations
What's your plan of attack for mortgage season?
Spring time; it's not only birds that start to fluff their nests, but it also marks the start of mortgage season. As winter comes to an end, history proves that spring is the time when borrowers take out more home loans to purchase and build properties. So if you're in the market for a home, make sure you're prepared for the busy mortgage season ahead
Home Loans
16 Aug, 2010
3 min read
Laine Gordon
Head of Public Relations
Oh baby! Why you should plan ahead for your home loan
Are you in the market for a home loan? RateCity investigates how having kids can affect mortgage applications in the US and if this could affect you. According to an article in The New York Times mortgage lenders in the US are getting tougher on prospective borrowers planning to expand their brood by further tightening mortgage lending criteria.
Home Loans
06 Aug, 2010
3 min read
RateCity
The pros and cons of investment property
Property is a popular investment choice for Australians but deciding if it is the right place to invest your hard-earned money can be a difficult one. Consider the pros and cons before you dive head-first into a long-term investment.
Home Loans
08 Jul, 2010
2 min read
RateCity
Standard variable credit card rates
The average standard variable rate can be described as the average of the standard variable rates of the major four banks. What are the benefits of a standard variable rate home loan?
Home Loans
08 Jul, 2010
1 min read
Patricia Babalis
Do you have to pay home loan exit fees?
In July 2011 home loan exit fees were abolished, except for any home loans that were signed prior to this date. To find out if your home loan has any exit fees contact your mortgage lender.
Home Loans
08 Jul, 2010
2 min read
RateCity
The strong Australian home loan market
The home loan market in Australia is very competitive and because of the size of the home loan market and the competition from lenders, you are more likely to have a better chance of finding a home loan with a lower interest rate and a type of mortgage that will suit your budget and lifestyle.
Home Loans
07 Jul, 2010
1 min read
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