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Home Insurance articles & news

Need to know all about home insurance? Let RateCity help fill in the gaps of your knowledge with our home insurance team.

Mark Bristow

Personal Finance Editor

When is the right time to buy home insurance?

Owning a home is a matter of great pride and joy for all of us. But homeownership also brings with it a great deal of responsibility. It may be worth considering purchasing home insurance as soon as you buy the house to guard yourself against any of the dangers that can possibly affect the health of your home.

Home Insurance

31 Aug, 2023

3 min read

When is the right time to buy home insurance?
Mark Bristow

Personal Finance Editor

What is included in your home and contents insurance policy?

We all want to protect our homes and valuables from unforeseen disasters, but in case the worst does happen, you need to be confident you could afford to renovate the house and recover the cost of your valuables. This is where home and contents insurance comes in. 

Home Insurance

29 Aug, 2023

4 min read

What is included in your home and contents insurance policy?
Mark Bristow

Personal Finance Editor

Does your home insurance policy cover termite damage?

Termites in your house can be a cause for alarm, as they can threaten both your home’s and family’s well-being. Unfortunately, by the time you spot the termites, they may have already caused significant harm to your property. 

Home Insurance

29 Aug, 2023

4 min read

Does your home insurance policy cover termite damage?
Peter Terlato

Personal Finance Editor

How does strata insurance work?

Strata insurance is coverage designed for properties that are part of strata or community title arrangements and is a mandatory requirement across Australia.

Home Insurance

28 Aug, 2023

7 min read

How does strata insurance work?
Vidhu Bajaj

Personal Finance Writer

Does home insurance cover asbestos removal?

When buying an old home, consider assessing it for asbestos as it can be expensive to remove, and home insurance will likely not cover the removal costs.

Home Insurance

25 Aug, 2023

6 min read

Does home insurance cover asbestos removal?
Vidhu Bajaj

Personal Finance Writer

How to choose the right home insurance

When you look for a home insurance policy, consider comparing policies from different providers to see which one offers adequate coverage for most incidents.

Home Insurance

25 Aug, 2023

6 min read

How to choose the right home insurance
Peter Terlato

Personal Finance Editor

Does home insurance cover fire damage?

Fire damage is usually included in home insurance policies Australian insurers offer. If you’re worried about bushfires, consider ensuring adequate coverage.

Home Insurance

24 Aug, 2023

6 min read

Does home insurance cover fire damage?
Mark Bristow

Personal Finance Editor

Helpful tips for choosing a home insurance policy

Buying home insurance can be a confusing process, especially if you’ve never done it before. You’ll need to compare policies from different providers to understand what is and isn’t included, and to what extent. Insurers use terms like coverage, exclusions, and limits, which you’ll need to understand in detail.

Home Insurance

21 Aug, 2023

4 min read

Helpful tips for choosing a home insurance policy
Mark Bristow

Personal Finance Editor

Does home insurance cover temporary accommodation?

Seeing your home damaged by a natural disaster such as a bushfire or a hailstorm can be traumatic. Unfortunately, sometimes your house may become uninhabitable after such an incident and require major renovation or even rebuilding. In such circumstances, your home insurance policy may cover the cost of temporary or emergency accommodation.

Home Insurance

18 Aug, 2023

3 min read

Does home insurance cover temporary accommodation?
Mark Bristow

Personal Finance Editor

Five common misunderstandings about home and contents insurance

Your home and the valuables it contains may be irreplaceable, but you can at least recover their financial value if your home and contents insurance includes adequate coverage.

Home Insurance

17 Aug, 2023

4 min read

Five common misunderstandings about home and contents insurance
Mark Bristow

Personal Finance Editor

Key things to know about home insurance for first time home buyers

Moving into your first home is an achievement any Australian would be proud of. So, if you’re concerned about maintaining the condition of your house, you might consider taking out your first homeowner’s insurance policy before you move in.

Home Insurance

17 Aug, 2023

3 min read

Key things to know about home insurance for first time home buyers
Peter Terlato

Personal Finance Editor

Does your home and contents insurance policy cover accidental damage?

A home and contents insurance policy may cover some types of accidental damage but only when verified by a claims adjuster. Consider checking with your insurer for details.

Home Insurance

16 Aug, 2023

6 min read

Does your home and contents insurance policy cover accidental damage?

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product data updated on

Product data updated on 26 Nov 2024