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Home Insurance articles & news

Need to know all about home insurance? Let RateCity help fill in the gaps of your knowledge with our home insurance team.

Vidhu Bajaj

Personal Finance Writer

Does your home insurance have you covered against theft or burglary?

Most home insurance policies cover burglary or theft, but the coverage may vary depending on the type of insurance you have.

Home Insurance

03 Oct, 2023

7 min read

Does your home insurance have you covered against theft or burglary?
Vidhu Bajaj

Personal Finance Writer

Does home insurance cover gutter repair?

Learn about home insurance coverage for gutter-related damage and why regular gutter maintenance is crucial.

Home Insurance

25 Sep, 2023

4 min read

Does home insurance cover gutter repair?
Mark Bristow

Personal Finance Editor

What does home insurance cover?

Usually, home insurance will cover any damage caused by unpredictable incidents, whether natural or as a result of humans. Depending on the insurer, having home insurance can also mean you have access to temporary accommodation while repairing or renovating your property after making a claim.

Home Insurance

25 Sep, 2023

8 min read

What does home insurance cover?
Alex Ritchie

Personal Finance Editor

What is new for old contents insurance?

Content insurance covers the household items and personal belongings in your home in case they are lost, damaged, or stolen. If you own your house, it’s possible to couple your home or building insurance with your contents policy, which is often cheaper than taking out two separate policies.

Home Insurance

21 Sep, 2023

4 min read

What is new for old contents insurance?
Alex Ritchie

Personal Finance Editor

What is underinsurance and how can you avoid it?

If you are an Australian homeowner, you want to know that your home insurance policy has adequate coverage in the event the worst does happen. However, many Australians may actually be at risk of being underinsured.

Home Insurance

21 Sep, 2023

5 min read

What is underinsurance and how can you avoid it?
Alex Ritchie

Personal Finance Editor

Do I need to buy home insurance before closing on a property?

Having adequate home insurance can help manage risks from unforeseen events. But if you’ve not yet closed on a property, you may be wondering if, and when, you’re meant to purchase home insurance.

Home Insurance

18 Sep, 2023

4 min read

Do I need to buy home insurance before closing on a property?
Mark Bristow

Personal Finance Editor

Five benefits of home insurance that not all policies offer

You may find that more is covered by your home and contents insurance policy than just the renovation, rebuilding, or replacement of your home after an insured event.

Home Insurance

18 Sep, 2023

4 min read

Five benefits of home insurance that not all policies offer
Mark Bristow

Personal Finance Editor

Why is it important to have landlord home insurance?

After purchasing your property, you’ve decided to rent it out and use it as an investment. But what happens if your tenant stops paying rent, or damages your property? Is there any way to protect your investment?

Home Insurance

14 Sep, 2023

4 min read

Why is it important to have landlord home insurance?
Mark Bristow

Personal Finance Editor

How do you file a home insurance claim for flooding?

Natural disasters are a fact of life in Australia, though they still take many of us by surprise. If you’ve been affected by storms and flooding, you’ll want to quickly find out what’s covered by your insurance so you can make a claim.

Home Insurance

08 Sep, 2023

9 min read

How do you file a home insurance claim for flooding?
Vidhu Bajaj

Personal Finance Writer

A storm preparation checklist for your home

It is crucial to be well-prepared to protect your home and loved ones from potential storm damage. You could reduce the risk to your property by taking a proactive approach and initiating protective measures ahead of time.

Home Insurance

06 Sep, 2023

5 min read

A storm preparation checklist for your home
Vidhu Bajaj

Personal Finance Writer

Can you cancel your home insurance policy after auto-renewal?

You can generally cancel your home insurance policy anytime as homeowners often choose automatic policy renewals as a way to prevent coverage gaps.

Home Insurance

04 Sep, 2023

4 min read

Can you cancel your home insurance policy after auto-renewal?
Vidhu Bajaj

Personal Finance Writer

Does home insurance provide coverage against damage caused by tenants?

It’s unlikely for a standard home and contents insurance policy to provide comprehensive coverage against tenant-related damage. If you’re planning to rent out your home, you may want to consider a home insurance plan designed specifically for landlords.

Home Insurance

04 Sep, 2023

4 min read

Does home insurance provide coverage against damage caused by tenants?

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