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Home Insurance articles & news

Need to know all about home insurance? Let RateCity help fill in the gaps of your knowledge with our home insurance team.

Alex Ritchie

Personal Finance Editor

Green insurance: ethical insurers in Australia

If you’re intent on making more sustainable choices this year - this could also include your insurance provider. Two major insurers, Auto & General and Huddle, have both committed to avoiding companies in the fossil fuel sector.

Home Insurance

24 Nov, 2023

6 min read

Green insurance: ethical insurers in Australia
Mark Bristow

Personal Finance Editor

Advantages and disadvantages of home and contents insurance

If you want to insure your home, as well as your possessions, choosing a combined home and contents insurance policy can come with advantages, such as lower premiums compared to separate policies, and easier filing of combined insurance claims after disaster strikes. However, there may also be some disadvantages, such as lower coverage limits for some of your belongings and needing to buy more optional coverage.

Home Insurance

20 Nov, 2023

3 min read

Advantages and disadvantages of home and contents insurance
Vidhu Bajaj

Personal Finance Writer

What you need to know about home insurance for Airbnb and Stayz properties

Navigate the complexities of home insurance for Airbnb and Stayz properties - protect your investment and understand coverage options.

Home Insurance

13 Nov, 2023

5 min read

What you need to know about home insurance for Airbnb and Stayz properties
Alex Ritchie

Personal Finance Editor

Is flood insurance included in your policy?

With more and more flooding events occurring in Australia, it’s a no-brainer to investigate whether your home insurance covers damages from floods.

Home Insurance

13 Nov, 2023

5 min read

Is flood insurance included in your policy?
Vidhu Bajaj

Personal Finance Writer

Do you need holiday home contents insurance?

Having a contents insurance coverage for your holiday home could be a smart decision whether you visit it yourself or rent out to vacationers.

Home Insurance

08 Nov, 2023

4 min read

Do you need holiday home contents insurance?
Mark Bristow

Personal Finance Editor

Can you claim on contents insurance without a receipt?

It is possible to make a claim on your contents insurance if you don’t have a receipt, provided you can provide the insurer with some other proof of ownership. However, keeping receipts or similar official documentation will often make it easier to process contents insurance claims quickly and with fewer hassles.

Home Insurance

07 Nov, 2023

3 min read

Can you claim on contents insurance without a receipt?
Vidhu Bajaj

Personal Finance Writer

Why do I need holiday home insurance?

Whether you’re keeping the property for your own use or renting it out, getting holiday home insurance is simple once you know which policy you need to get.

Home Insurance

06 Nov, 2023

6 min read

Why do I need holiday home insurance?
Vidhu Bajaj

Personal Finance Writer

How to find the top home and contents insurance policy

Comparing home and contents insurance quotes can tell you how different policies vary and which policy has the most suitable inclusions, exclusions and limits.

Home Insurance

03 Nov, 2023

7 min read

How to find the top home and contents insurance policy
Vidhu Bajaj

Personal Finance Writer

What are the factors that affect home insurance premiums?

Understand how different factors such as property age, market condition, and previous claims can influence your home insurance premium.

Home Insurance

30 Oct, 2023

7 min read

What are the factors that affect home insurance premiums?
Mark Bristow

Personal Finance Editor

Does home insurance cover animal damage?

Does your home insurance cover animal damage to your owner-occupied house or its contents? Or perhaps you are a landlord wishing to rent out your home to a pet owner, or you’re a pet owner looking to lease a house - what should both parties keep in mind before entering into an agreement?

Home Insurance

30 Oct, 2023

5 min read

Does home insurance cover animal damage?
Peter Terlato

Personal Finance Editor

What can void home insurance? And what you can do to safeguard your cover

If disaster strikes and your property is damaged or destroyed home insurance can provide financial relief to help cover some or all of the costs. However, policies can be rescinded if conditions are violated.

Home Insurance

27 Oct, 2023

7 min read

What can void home insurance? And what you can do to safeguard your cover
Mark Bristow

Personal Finance Editor

Home insurance for older properties

Home insurance is an important part of owning your own home because it offers cover for any damage to the property that might occur. When it comes to older properties, you can face various challenges with both maintenance and repairs. Many of the materials used to build older homes are simply no longer available, and these repair jobs might also require specialised tradespeople, architects, and other experts.

Home Insurance

27 Oct, 2023

3 min read

Home insurance for older properties | RateCity

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product data updated on

Product data updated on 26 Nov 2024