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Home Insurance articles & news

Need to know all about home insurance? Let RateCity help fill in the gaps of your knowledge with our home insurance team.

Mark Bristow

Personal Finance Editor

New home insurance - what do you need to know?

Purchasing a new home is exciting, but can also be a busy time. One of the most important things you’ll need to do after purchasing a property is to organise insurance.

Home Insurance

22 Feb, 2024

4 min read

New home insurance - what do you need to know?
Mark Bristow

Personal Finance Editor

What types of home insurance are there?

Home and contents insurance are often mentioned in the same breath, and many insurance providers sell them as a package deal, but they are two different types of insurance that cover two different things. Whether you’re an owner occupier, a tenant or an investor, it’s important to know you’re covered with the right kind of home insurance - in fact, having insurance may be a requirement of your mortgage.

Home Insurance

22 Feb, 2024

4 min read

What types of home insurance are there?
Mark Bristow

Personal Finance Editor

Insurance for watches: A comprehensive guide to safeguarding your timepieces

Whether you're the owner of a luxury watch or a collection of prized timepieces, you may want the peace of mind that comes with knowing you’re covered in the event of loss or damage. Knowing some key facts about watch insurance, and being aware of some important limitations, can help make sure you’re not left high and dry.

Home Insurance

20 Feb, 2024

3 min read

Insurance for watches: A comprehensive guide to safeguarding your timepieces
Mark Bristow

Personal Finance Editor

Accidental damage home insurance: Protect your home from the unexpected

A home can be your pride and joy, but home ownership also means dealing with damages, which may need a quick DIY fix or major repairs. Home insurance with cover for accidental damage can provide a financial safeguard if your home needs extensive - and expensive - repairs.

Home Insurance

19 Feb, 2024

4 min read

Accidental damage home insurance: Protect your home from the unexpected
Mark Bristow

Personal Finance Editor

How much should I insure my house for?

It’s important to determine the exact amount you’ll need to be insured for to cover potential losses. Understanding the nuances of home insurance can help ensure your property and possessions are adequately protected without overpaying. 

Home Insurance

19 Feb, 2024

6 min read

How much should I insure my house for?
Mark Bristow

Personal Finance Editor

Single item insurance: A comprehensive guide

If you own an item that’s worth a great deal of money, such as a treasured piece of high-end jewellery or a prized musical instrument, it’s important to know you’ll be covered if your item is lost or damaged. Single item insurance for high-value items can provide peace of mind in this situation. 

Home Insurance

16 Feb, 2024

3 min read

Single item insurance: A comprehensive guide
Mark Bristow

Personal Finance Editor

Switching home insurance: A comprehensive guide

There are many reasons why you might choose to switch home insurance. You might be looking to save money with a new provider, seeking more comprehensive cover, or looking for a better customer service experience.

Home Insurance

16 Feb, 2024

3 min read

Switching home insurance: A comprehensive guide
Mark Bristow

Personal Finance Editor

What is contents insurance?

Contents insurance is a form of insurance that covers your personal possessions in the event of loss, damage or theft. Many insurance providers sell contents insurance as part of a package deal with home insurance, offering discounts if you purchase both together, but it is generally also available to purchase separately. 

Home Insurance

13 Feb, 2024

5 min read

What is contents insurance?
Mark Bristow

Personal Finance Editor

First-time renters: Your essential guide to leasing your first property

Whether you're moving out of your parents' home, leaving student accommodation, or moving in with a group of friends, it’s important to be prepared, and understand the ins and outs of the rental process.

Home Insurance

12 Feb, 2024

5 min read

First-time renters: Your essential guide to leasing your first property
Mark Bristow

Personal Finance Editor

What does building insurance cover?

Home insurance can be daunting, especially when trying to protect your most valuable asset - your home. Building insurance plays a crucial role in safeguarding homeowners from financial loss due to damage or destruction of their property. Understanding the essentials of building insurance and its costs may help you save some money on your policy.

Home Insurance

12 Feb, 2024

3 min read

What does building insurance cover?
Mark Bristow

Personal Finance Editor

Unoccupied home insurance: Your essential guide

Leaving your home unoccupied beyond a certain length of time can have consequences for your home and contents insurance coverage. If you are planning on spending an extended period away from home, or know in advance that your house will be empty, then unoccupied home insurance may be worth considering.

Home Insurance

09 Feb, 2024

4 min read

Unoccupied home insurance: Your essential guide
Mark Bristow

Personal Finance Editor

Jewellery Insurance: A Comprehensive Guide

If you’ve ever lost a piece of jewellery or had an item stolen or damaged, you’ll know how much it can hurt, both personally and financially. Whether it's an heirloom necklace, unique engagement ring, or luxury watch, the loss, theft, or damage of such items can be a major headache. 

Home Insurance

09 Feb, 2024

5 min read

Jewellery Insurance: A Comprehensive Guide

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product data updated on

Product data updated on 27 Dec 2024