Biggest bonus points offers - Top credit card points offers in March

Summer is officially over and points chasers across Australia may already be daydreaming about using sign up credit card bonus points to fly north for the winter.

RateCity research has discovered the credit cards offering the most bonus points on sign up for March to assist you in your comparison.

These offers may benefit different credit card customers with their own individual financial needs. Remember to compare not just the points on offer, but the interest rates and fees charged as well.

That being said, these are the top three credit cards offering the greatest points bonus on sign up for March:

• 200,000 points – St. George/Bank of Melbourne/BankSA (Westpac subsidiaries)
• 200,000 points – Citi Prestige
• 180,000 points – Westpac Altitude Black

Biggest bonus points leaderboard for March

RateCity’s database shows that the following credit cards are offering the highest number of bonus points on sign up for March.

This table is based on sign up points numbers only, regardless of the type of rewards offered. The program may refer to an affiliated frequent flyer rewards program or the card issuer’s internal rewards program.

Sign up bonus points credit card leaderboard

Source: RateCity.com.au. Data accurate as of 04/03/22

Where could your rewards points take you?

Recent RateCity research crunched the numbers on credit cards offering Qantas frequent flyer bonus points on sign up to discover which cards could take you as far as Rome by becoming a new customer.

There are currently 24 credit cards offering enough bonus points to take eligible applicants from Sydney to Melbourne and 21 that may take you as far as Darwin.

While only two credit cards may be able to get you to Rome (124,000 frequent flyer points) for the summer, there are several destinations within reach from bonus credit card points, such as Honolulu (57,500 frequent flyer points) and Bali (36,000 frequent flyer points).

From the RateCity database

According to the RateCity database (accurate as of 04/03/2022):

• The average purchase rate is 16.38%
• The average annual fee is $113.52

It’s important to keep in mind that purchase rates and annual fees are generally higher than average for rewards credit cards offering large sign up bonus points. These costs typically help to pay for credit card rewards programs and are to be expected when shopping for higher tier credit cards.

But if paying for higher annual fees and purchase rates doesn’t suit your budget, there are lower rate and fee options available. Keep the above figures in mind during your comparison to help you identify where different options fit on a scale of high to low fees and rates in the market.

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