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Credit cards 101
Most would agree that credit cards can make life easier. If not handled correctly, however, they can also make life difficult. The best way to avoid getting bogged down in credit card debt is to understand how credit cards work.
Credit Cards
24 Oct, 2013
3 min read
Patricia Babalis
Don't blow your holiday budget
Australians are renowned travellers but if new research is anything to go by, we're not so good at keeping a lid on holiday spending.
Credit Cards
02 Sep, 2013
3 min read
Laine Gordon
Head of Public Relations
Big changes for credit cardholders in 2014
Signing for card payments to be phased out from next year under a new proposal from Visa and MasterCard.
Credit Cards
12 Jul, 2013
3 min read
Laine Gordon
Head of Public Relations
Credit cardholders could be paying 2013 debts in 2037
RateCity found it would take 24 years and five months to repay the average credit card bill of $3282 if making only the minimum repayment each month.
Credit Cards
17 Apr, 2013
3 min read
Laine Gordon
Head of Public Relations
Five ways to clear debt fast
The percentage of Aussies planning to take on debt in the next couple of months is at three-year lows, according to a Dun & Bradstreet Survey.
Credit Cards
25 Feb, 2013
4 min read
Laine Gordon
Head of Public Relations
How to protect against financial scams
We're among the world's keenest online shoppers, but Australians are still losing millions of dollars every year to dodgy online sellers and scammers.
Credit Cards
14 Feb, 2013
4 min read
Laine Gordon
Head of Public Relations
Expert tips to trim your credit card bills
Australians owe about $50 billion on credit cards so it's little surprise that many users are being hit with hefty interest charges.
Credit Cards
20 Jan, 2013
4 min read
Laine Gordon
Head of Public Relations
Be careful with your credit card this Christmas
Using the wrong credit card to shop online and overseas is set to cost Australians an estimated $200 million this year, reports suggest.
Credit Cards
28 Nov, 2012
3 min read
Laine Gordon
Head of Public Relations
Survive Christmas without going into debt
Christmas doesn't have to blow the budget this year, however. There are simple ways to cut the cost of the festive season.
Credit Cards
30 Oct, 2012
3 min read
Laine Gordon
Head of Public Relations
Why it's time to leave mum and dad's pad
A few years ago, people were talking about an "empty nest syndrome", as middle-aged parents were left in big houses they'd bought to accommodate themselves and their kids. But now those houses are filling up again.
Credit Cards
07 Oct, 2012
3 min read
Laine Gordon
Head of Public Relations
Lay-by your next holiday
You can buy a pair of jeans, a designer watch, and even a flat-screen TV on lay-by. In fact, there are not many large purchases you can't put on a payment plan these days.
Credit Cards
14 May, 2012
4 min read
RateCity
RateCity's Australian credit card comparison
Do you want to compare Australian credit cards? Then you've come to the right place because at RateCity you can search, compare and apply for a range of products from low-interest credit cards and low-fee cards, to balance transfer and rewards cards.
Credit Cards
19 Apr, 2012
2 min read
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Promoted credit cards products
David Jones Premiere credit card
- Cashback
- Apple, Google & Samsung Pay
- Low annual fee
Purchase rate p.a.
23.99%
Annual fee
$99
Australian Credit Licence 392145
Fees & charges apply
Kogan Money Black Card
- RateCity Exclusive
- Apple & Google Pay
- Balance transfer
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Purchase rate p.a.
0.00%
for up to 10 months, then 21.99%
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Australian Credit Licence 286655
Fees & charges apply
David Jones Prestige credit card
- Cashback
- Apple, Google & Samsung Pay
Purchase rate p.a.
23.99%
Annual fee
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Australian Credit Licence 392145
Fees & charges apply
First Option Bank Low Rate Visa Credit Card
- Special
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Purchase rate p.a.
10.49%
Annual fee
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Australian Credit Licence 236509
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Product data updated on 21 Sep 2024