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RateCity's Australian credit card comparison

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RateCity
- 2 min read
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Do you want to compare Australian credit cards? Then you’ve come to the right place because at RateCity you can search, compare and apply for a range of products from low-interest credit cards and low-fee cards, to balance transfer and rewards cards.

Whether this is your first credit card that you’re after or you’re looking to switch, it can be a good idea to compare Australian credit cards to ensure you find one to suit your needs.

When it comes time to compare Australian credit cards using the RateCity site, simply visit the credit cards page and use one or more of the search filters to help narrow your search results. For instance, you can choose to see only low-rate credit cards in your results, or if you’re after a balance transfer credit card then you can limit your search accordingly.

Then click the “Find a credit card” button to compare Australian credit cards from the RateCity database. Important information about the cards in the results will include the interest rate, annual fee and interest-free days. From here you can either select up to six products to compare side-by-side in greater detail, or go to the credit card provider’s site for further information or to apply for the product.

If you choose to compare Australian credit cards side-by-side as mentioned above, the sort of information you can expect to see can include: the card’s introductory rate, balance transfer rate (if applicable), card type, late payment fee information and minimum repayment information, among other things.

Using the site you can even compare Australian credit cards deemed appropriate for your spending habits. Do you consider yourself to be a “big spender”, “everyday spender”, “habitual spender” or an “occasional spender”? If so, this could you help you to determine a suitable credit card for your circumstances. For more information about spending profiles check out our credit cards guide, where you can also find information about card types, rewards, star ratings, features and tips to help you compare credit cards for your needs.

Disclaimer

This article is over two years old, last updated on April 19, 2012. While RateCity makes best efforts to update every important article regularly, the information in this piece may not be as relevant as it once was. Alternatively, please consider checking recent credit cards articles.

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Product database updated 26 Nov, 2024

Promoted credit cards

Latitude Financial Services Aus Holding Pty Ltd credit cardLatitude Financial Services Aus Holding Pty Ltd

Latitude Financial Services Latitude Low-rate Card- Balance Transfer Offer

  • Balance Transfer
  • Apple, Google & Samsung Pay
  • Balance transfer
  • Low annual fee

Purchase rate p.a.

13.99%

Annual fee

$69

More detailsclick for more details

Australian Credit Licence 392145
Fees & charges apply

Kogan Australia Pty Ltd (Kogan Money) credit cardKogan Australia Pty Ltd (Kogan Money)

Kogan Money Black Card

  • RateCity Exclusive
  • Apple & Google Pay
  • Balance transfer
  • No annual fee

Purchase rate p.a.

0.00%

for up to 10 months, then 21.99%

Annual fee

$0

More detailsclick for more details

Australian Credit Licence 286655
Fees & charges apply

Latitude Financial Services Aus Holding Pty Ltd credit cardLatitude Financial Services Aus Holding Pty Ltd

Latitude Financial Services Latitude Low Rate Mastercard- Rewards Offer

  • Special
  • Apple, Google & Samsung Pay
  • Balance transfer
  • Low annual fee

Purchase rate p.a.

13.99%

Annual fee

$69

More detailsclick for more details

Australian Credit Licence 392145
Fees & charges apply

First Option Credit Union Limited credit cardFirst Option Credit Union Limited

First Option Bank Low Rate Visa Credit Card

  • Special
  • Apple, Google & Samsung Pay
  • Balance transfer
  • Low annual fee

Purchase rate p.a.

10.49%

Annual fee

$0

for 12 months then $48 thereafter

Australian Credit Licence 236509
Fees & charges apply

product data updated on

Product data updated on 26 Nov 2024