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Can you find Australia's cheapest credit cards?
With so many credit cards on the market, finding Australia's cheapest credit cards can be a daunting task. The best way to tackle it is through research and comparison, and by asking yourself some relevant questions.
Credit Cards
27 Feb, 2012
2 min read
RateCity
Are the cheapest credit cards right for you?
Is the cheapest credit card in Australia the best for you? As it turns out, it may not be. Credit cards offer many features, some you will benefit from and others you won't. There is one rule to finding the right credit card for you - know your individual spending habits.
Credit Cards
26 Feb, 2012
3 min read
RateCity
Finding the best credit card for you
Want to know Australia's best credit card? Sorry to disappoint you but it doesn't exist. While Australia's credit card industry is very healthy, offering a huge range of competitive credit cards, every Australian's financial situation is different so finding just one card that would suit everyone, is impossible.
Credit Cards
20 Feb, 2012
3 min read
Laine Gordon
Head of Public Relations
Don't be a victim of credit card fraud
Despite concerted efforts by banks to fight fraud, figures released in December by the Australian Payments Clearing Association (APCA) showed credit card fraud reached $210 million last financial year, up by $39 million from the previous year.
Credit Cards
29 Jan, 2012
3 min read
Laine Gordon
Head of Public Relations
Credit cards, don't get stung
There's no denying that credit cards make life a hell of a lot easier, but the banks seem intent on making us pay for the convenience by charging unreasonably high credit card interest rates.
Credit Cards
12 Jan, 2012
3 min read
RateCity
What's the difference between credit and charge cards?
Credit cards, debit cards and charge cards? Apart from their plastic resemblance they all have different functions. Narrowing down the right card for you can mean hours of research but we can get you started by defining a popular choice of credit card, the charge card.
Credit Cards
10 Jan, 2012
3 min read
Laine Gordon
Head of Public Relations
50,000 reasons to elope
While many of us have spent the past few years in angst about economic conditions, others are forking out nearly $50,000 to get married. That's the average cost of a wedding, according to research from Bride To Be magazine.
Credit Cards
12 Aug, 2011
3 min read
Laine Gordon
Head of Public Relations
The $1.3 billion credit card bill
Australian households whittled away $1.3 billion on their credit cards last year - and much of that was before they even purchased anything or paid interest. That figure is the amount Australians paid on credit card fees in 2010, according to the Reserve Bank of Australia (RBA).
Credit Cards
25 Jul, 2011
3 min read
RateCity
Credit card cash advances create more debt
There are many times in our lives where funds can get extremely tight. Most of us tighten our purse strings and patiently wait for sunnier days but others get caught up in temptation and turn to their credit card for cash advances. The fact is, this is a costly habit, one you should be quick to break.
Credit Cards
30 Jun, 2011
3 min read
Laine Gordon
Head of Public Relations
Aussies waste $1.3 billion on credit card fees
Australians are spending in excess of $1.3 billion in credit card fees each year, despite the fact that more than two dozen fee-free cards now exist in the market, RateCity has found.
Credit Cards
28 Apr, 2011
3 min read
Laine Gordon
Head of Public Relations
Don't let your credit card sting you after your Christmas spend
In the aftermath of Christmas spending, credit card holders should brace themselves for sneaky interest rate hikes, gracing the pages of statements due out this month. The silly season could leave many credit card holders stung after it was revealed by RateCity that 23 institutions upped their rates on 113 cards by an average of 25 basis points in December 2010.
Credit Cards
19 Jan, 2011
3 min read
Patricia Babalis
Don't let your credit card debt ruin your sleep
Is your credit card debt keeping you awake at night? The scariest part is facing it but once you do and start working on a plan to reduce your debt, you'll be surprised how quickly your sleep improves.
Credit Cards
16 Dec, 2010
4 min read
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Kogan Money Black Card
- RateCity Exclusive
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Purchase rate p.a.
0.00%
for up to 10 months, then 21.99%
Annual fee
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Australian Credit Licence 286655
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Purchase rate p.a.
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Australian Credit Licence 392145
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Purchase rate p.a.
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Australian Credit Licence 392145
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Purchase rate p.a.
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Annual fee
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Australian Credit Licence 236509
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Product data updated on 21 Sep 2024