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Buy Now Pay Later news

Vidhu Bajaj

Personal Finance Writer

Do Buy Now Pay Later companies run a credit check?

Not all Buy Now Pay Later (BNPL) companies run a credit check when you sign up for memberships, and these checks may not always affect your credit score. However, your BNPL activity could still make an impact on your credit history, which could affect your chances of seeing future credit applications approved.

Bnpl

14 Jun, 2023

4 min read

Do Buy Now Pay Later companies run a credit check?

Peter Terlato

Personal Finance Editor

Buy Now Pay Later rules are changing: why you should check your credit score

BNPL companies will soon be forced to perform hard credit checks on customers. If your credit application is subsequently denied, this could negatively impact your credit score and your potential to access credit in the future.

Bnpl

26 May, 2023

4 min read

Buy Now Pay Later rules are changing: why you should check your credit score

Laine Gordon

Money Editor

BNPL industry to face tougher regulation, as survey finds users still falling into strife

RateCity.com.au welcomes the government’s move to regulate the burgeoning buy now, pay later sector, and warns any change must protect people from accessing multiple debts they can’t afford to repay.

Bnpl

21 Nov, 2022

8 min read

BNPL industry to face tougher regulation, as survey finds users still falling into strife

Peter Terlato

Personal Finance Editor

'Save now, buy later': the new fintech competing with 'buy now, pay later' platforms

Hundreds of thousands of Aussie merchants accept 'buy now, pay later'. While this financial model seems to be a boon for retail businesses, is it a safe spending strategy for Australian consumers?

Bnpl

05 Aug, 2022

3 min read