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Compare Buy Now Pay Later products

Review Buy Now Pay Later products in detail and select that matches your needs

0+ buy now pay later providers in RateCity’s database

10+ buy now pay later products in RateCity’s database

Updated on

Plan type

Plan frequency

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Default
Maximum CreditInstalment Plan / FrequencyCard availableMaximum number of instalments

$2k

4 / Fortnightly

Pay in 4 interest-free instalments over 6 weeks

Afterpay
Afterpay

    $2k

    4 / Fortnightly

    4 instalments every fortnight

    Deferit
    Deferit

      $1k

      4 / Fortnightly

      Pay in 4 interest-free instalments over 6 weeks. Payments can also be scheduled in advance.

      Klarna
      Klarna

        $1.2k

        6 / Weekly

        Pay a sixth today and the rest over five weeks

        Laybuy
        Laybuy

          $1k

          4 / Weekly

          4 Payments in 4 weeks. Initial payment of 35% of purchase price when the order is placed, plus 3 equal weekly instalments.

          PayItLater
          PayItLater

            $20k

            NA / Fortnightly

            Can pay fortnightly or monthly up to the lifetime of your plan (max 60 months)

            Payright
            Payright

              $5k

              NA / Fortnightly

              Can pay in weekly or monthly instalments

              Zip
              Zip Money

                $1k

                4 / Fortnightly

                Can pay in weekly or monthly instalments

                Zip
                Zip Pay

                  $100k

                  10 / Monthly

                  Pay 10% upfront, then 9 more equal monthly repayments after that.

                  ArtMoney
                  ArtMoney

                    $30k

                    NA / Fortnightly

                    60

                    humm group
                    humm Big Things

                      $2k

                      NA / Fortnightly

                      5 fortnightly payments or 120 fortnightly payments

                      humm group
                      humm Little Things

                        $2k

                        4 / Fortnightly

                        Pay in 4 interest-free instalments over 6 weeks

                        Afterpay
                        Afterpay Plus

                          Providers we compare

                          HSBC
                          NAB
                          Commonwealth Bank
                          ANZ
                          Westpac
                          Macquarie Bank
                          HSBC
                          NAB
                          Commonwealth Bank
                          ANZ
                          Westpac
                          Macquarie Bank

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                          ^Words such as "top", "best", "cheapest" or "lowest" are not a recommendation or rating of products. This page compares a range of products from selected providers and not all products or providers are included in the comparison. There is no such thing as a 'one- size-fits-all' financial product. The best loan, credit card, superannuation account or bank account for you might not be the best choice for someone else. Before selecting any financial product you should read the fine print carefully, including the product disclosure statement, target market determination fact sheet or terms and conditions document and obtain professional financial advice on whether a product is right for you and your finances.