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203 articles written by Peter Terlato

Buy Now Pay Later

'Save now, buy later': the new fintech competing with 'buy now, pay later' platforms

Hundreds of thousands of Aussie merchants accept 'buy now, pay later'. While this financial model seems to be a boon for retail businesses, is it a safe spending strategy for Australian consumers?

peter-terlato

Peter Terlato -

05 Aug, 2022 -

3 min read

Home Loans

The pros and cons of negative gearing: how does it affect investors?

Come tax time, investors can reduce their taxable income by claiming negative gearing losses, ultimately lowering the amount of tax they must pay to the Australian Taxation Office (ATO).

peter-terlato

Peter Terlato -

04 Aug, 2022 -

5 min read

Cryptocurrency

What is cryptoart?

As the 21st century marches on, new generations are placing greater value on digitised products and economies, including artwork. Examples of cryptoart include .jpeg files, internet memes, GIFs, 3D virtual renderings, video clips and music.

peter-terlato

Peter Terlato -

02 Aug, 2022 -

5 min read

Home Loans

Shared equity schemes vs guarantor loans

Sharing the burden of home loan costs can expedite the approval process. There are a few different options to consider when deciding who can help you secure the necessary finances to purchase a property.

peter-terlato

Peter Terlato -

01 Aug, 2022 -

9 min read

Home Loans

Inflation hits 21-year high: are we headed for stagflation?

Annual CPI rose to 6.1% in June, spurred on by expensive new dwelling purchases, dizzying fuel prices and steep furniture costs.

peter-terlato

Peter Terlato -

27 Jul, 2022 -

5 min read

Energy

What is load shedding?

Load shedding is the controlled reduction of electricity supply to parts of the nation's power system servicing homes and businesses. Discover how it works, when it occurs, and what you can do to be prepared for outages.

peter-terlato

Peter Terlato -

25 Jul, 2022 -

5 min read

Cryptocurrency

Westpac is advancing its engagement in crypto

Australia's "big four" banks remain hesitant to develop retail crypto trading platforms but are pursuing affiliated innovations, such as blockchains and stablecoins.

peter-terlato

Peter Terlato -

22 Jul, 2022 -

3 min read

Cryptocurrency

Regulating Australia’s expanding cryptocurrency market

Intense volatility, reluctant real-world adoption and more has pushed consumer advocates to petition the newly-elected federal government to assess and identify ways to regulate cryptocurrency markets.

peter-terlato

Peter Terlato -

21 Jul, 2022 -

4 min read

Home Loans

What do inflation and interest rates look like around the world? And what can Australia learn?

The Reserve Bank of Australia (RBA) has raised the official cash rate three times over the last quarter and market expectations indicate that this upward trend will continue. Examining other central banks' actions may provide insights into Australia’s future monetary policy decisions.

peter-terlato

Peter Terlato -

20 Jul, 2022 -

4 min read

Home Loans

Wages not to blame for Australia's rising inflation

Corporate profits, not labour costs, have had the most significant impact on Australia’s rising levels of inflation, according to an international investigation of the latest research data.  

peter-terlato

Peter Terlato -

19 Jul, 2022 -

3 min read