203 articles written by Peter Terlato
'Save now, buy later': the new fintech competing with 'buy now, pay later' platforms
Hundreds of thousands of Aussie merchants accept 'buy now, pay later'. While this financial model seems to be a boon for retail businesses, is it a safe spending strategy for Australian consumers?
Peter Terlato -
05 Aug, 2022 -
3 min read
The pros and cons of negative gearing: how does it affect investors?
Come tax time, investors can reduce their taxable income by claiming negative gearing losses, ultimately lowering the amount of tax they must pay to the Australian Taxation Office (ATO).
Peter Terlato -
04 Aug, 2022 -
5 min read
What is cryptoart?
As the 21st century marches on, new generations are placing greater value on digitised products and economies, including artwork. Examples of cryptoart include .jpeg files, internet memes, GIFs, 3D virtual renderings, video clips and music.
Peter Terlato -
02 Aug, 2022 -
5 min read
Shared equity schemes vs guarantor loans
Sharing the burden of home loan costs can expedite the approval process. There are a few different options to consider when deciding who can help you secure the necessary finances to purchase a property.
Peter Terlato -
01 Aug, 2022 -
9 min read
Inflation hits 21-year high: are we headed for stagflation?
Annual CPI rose to 6.1% in June, spurred on by expensive new dwelling purchases, dizzying fuel prices and steep furniture costs.
Peter Terlato -
27 Jul, 2022 -
5 min read
What is load shedding?
Load shedding is the controlled reduction of electricity supply to parts of the nation's power system servicing homes and businesses. Discover how it works, when it occurs, and what you can do to be prepared for outages.
Peter Terlato -
25 Jul, 2022 -
5 min read
Westpac is advancing its engagement in crypto
Australia's "big four" banks remain hesitant to develop retail crypto trading platforms but are pursuing affiliated innovations, such as blockchains and stablecoins.
Peter Terlato -
22 Jul, 2022 -
3 min read
Regulating Australia’s expanding cryptocurrency market
Intense volatility, reluctant real-world adoption and more has pushed consumer advocates to petition the newly-elected federal government to assess and identify ways to regulate cryptocurrency markets.
Peter Terlato -
21 Jul, 2022 -
4 min read
What do inflation and interest rates look like around the world? And what can Australia learn?
The Reserve Bank of Australia (RBA) has raised the official cash rate three times over the last quarter and market expectations indicate that this upward trend will continue. Examining other central banks' actions may provide insights into Australia’s future monetary policy decisions.
Peter Terlato -
20 Jul, 2022 -
4 min read
Wages not to blame for Australia's rising inflation
Corporate profits, not labour costs, have had the most significant impact on Australia’s rising levels of inflation, according to an international investigation of the latest research data.
Peter Terlato -
19 Jul, 2022 -
3 min read