203 articles written by Peter Terlato
The pockets of Sydney and Melbourne where house prices have dropped the most
Since March the time needed for a median income household to save a 20 percent deposit has fallen by about three months in both Sydney and Melbourne but other constraints mean mortgage serviceability is still a difficult accomplishment.
Peter Terlato -
01 Sep, 2022 -
3 min read
Credit cards offering free flights: here's how it actually works
Credit card companies advertise free bonus points, flight redemptions and other rewards as incentives to entice new customers. The costs of these benefits are often partially or wholly built into the card’s fees and rates. Discover how you can get free flights.
Peter Terlato -
01 Sep, 2022 -
4 min read
Credit card travel insurance: is yours enough or do you need extra cover?
Many credit cards offer complimentary travel insurance but it may not provide sufficient cover for your next overseas trip. we’ve compiled a checklist to roughly compare the differences between credit card travel insurance policies and those offered by standalone providers.
Peter Terlato -
24 Aug, 2022 -
4 min read
Australia first in the world to review crypto reforms: what this means for your investment
Stakeholder consultations are underway to help establish a regulatory framework for the ever-developing crypto industry. A public consultation paper will be released soon.
Peter Terlato -
23 Aug, 2022 -
3 min read
Bank Australia to cease car loan funding for fossil fuel vehicles: the lenders trumpeting eco-friendly car initiatives
Bank Australia and Pepper Money are supporting the electric vehicle movement in Australia, offering commitments and products to offset the environmental issues spurred by the fossil fuel industry.
Peter Terlato -
22 Aug, 2022 -
4 min read
Ethereum Foundation debunks myths surrounding The Merge
The much-discussed network upgrade, dubbed The Merge, is expected to take place before the end of the year. Controversy and confusion surround the project so its primary backers have published an explainer.
Peter Terlato -
19 Aug, 2022 -
4 min read
What is micro-investing?
Traditionally, investments have been a tool for the wealthy. They’re often complex arrangements that require a significant level of financing and incur high fees. However, the advent of micro-investing means you can dip your toes into this arena without excessive exposure.
Peter Terlato -
19 Aug, 2022 -
5 min read
Young savers are big winners as interest rates surge
On the back of tax season, people are re-assessing their budgets, seeking ways to invest and grow their tax returns. Banks are hoping to woo new customers and are enticing youthful clients with exclusive, high-interest savings accounts.
Peter Terlato -
15 Aug, 2022 -
3 min read
Top 6 alternative currencies to invest in beyond Bitcoin
We’ve all heard of Bitcoin - the world’s iconic cryptocurrency - and how it’s endured booms, busts and bubbles. However, Bitcoin isn’t the only crypto game in town. New altcoins are springing up all the time, each promising to bring something unique to the table.
Peter Terlato -
10 Aug, 2022 -
6 min read
When will Australia's cash rate stabilise? And what is a 'normal' interest rate?
Interest rate hikes have been swift and sharp in 2022, testing the boundaries of a recession. Agreeing on a "normal" cash rate position in this unsettled post-pandemic period is an economic quandary.
Peter Terlato -
09 Aug, 2022 -
4 min read