RateCity.com.au

203 articles written by Peter Terlato

Home Loans

The pockets of Sydney and Melbourne where house prices have dropped the most

Since March the time needed for a median income household to save a 20 percent deposit has fallen by about three months in both Sydney and Melbourne but other constraints mean mortgage serviceability is still a difficult accomplishment.

peter-terlato

Peter Terlato -

01 Sep, 2022 -

3 min read

Credit Cards

Credit cards offering free flights: here's how it actually works

Credit card companies advertise free bonus points, flight redemptions and other rewards as incentives to entice new customers. The costs of these benefits are often partially or wholly built into the card’s fees and rates. Discover how you can get free flights.

peter-terlato

Peter Terlato -

01 Sep, 2022 -

4 min read

Credit Cards

Credit card travel insurance: is yours enough or do you need extra cover?

Many credit cards offer complimentary travel insurance but it may not provide sufficient cover for your next overseas trip. we’ve compiled a checklist to roughly compare the differences between credit card travel insurance policies and those offered by standalone providers.

peter-terlato

Peter Terlato -

24 Aug, 2022 -

4 min read

Cryptocurrency

Australia first in the world to review crypto reforms: what this means for your investment

Stakeholder consultations are underway to help establish a regulatory framework for the ever-developing crypto industry. A public consultation paper will be released soon.

peter-terlato

Peter Terlato -

23 Aug, 2022 -

3 min read

Car Loans

Bank Australia to cease car loan funding for fossil fuel vehicles: the lenders trumpeting eco-friendly car initiatives

Bank Australia and Pepper Money are supporting the electric vehicle movement in Australia, offering commitments and products to offset the environmental issues spurred by the fossil fuel industry.

peter-terlato

Peter Terlato -

22 Aug, 2022 -

4 min read

Cryptocurrency

Ethereum Foundation debunks myths surrounding The Merge

The much-discussed network upgrade, dubbed The Merge, is expected to take place before the end of the year. Controversy and confusion surround the project so its primary backers have published an explainer.

peter-terlato

Peter Terlato -

19 Aug, 2022 -

4 min read

Investment Funds

What is micro-investing?

Traditionally, investments have been a tool for the wealthy. They’re often complex arrangements that require a significant level of financing and incur high fees. However, the advent of micro-investing means you can dip your toes into this arena without excessive exposure.

peter-terlato

Peter Terlato -

19 Aug, 2022 -

5 min read

Savings Accounts

Young savers are big winners as interest rates surge

On the back of tax season, people are re-assessing their budgets, seeking ways to invest and grow their tax returns. Banks are hoping to woo new customers and are enticing youthful clients with exclusive, high-interest savings accounts.

peter-terlato

Peter Terlato -

15 Aug, 2022 -

3 min read

Cryptocurrency

Top 6 alternative currencies to invest in beyond Bitcoin

We’ve all heard of Bitcoin - the world’s iconic cryptocurrency - and how it’s endured booms, busts and bubbles. However, Bitcoin isn’t the only crypto game in town. New altcoins are springing up all the time, each promising to bring something unique to the table.

peter-terlato

Peter Terlato -

10 Aug, 2022 -

6 min read

Home Loans

When will Australia's cash rate stabilise? And what is a 'normal' interest rate?

Interest rate hikes have been swift and sharp in 2022, testing the boundaries of a recession. Agreeing on a "normal" cash rate position in this unsettled post-pandemic period is an economic quandary.

peter-terlato

Peter Terlato -

09 Aug, 2022 -

4 min read