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203 articles written by Peter Terlato

Home Loans

RBA hikes by 0.25%: What can we learn from other central banks?

Central banks around the world have imposed considerable interest rate hikes in an effort to curb surging inflation. However, the RBA's latest cash rate decision was scaled back compared to previous months, rising 25 basis points to 2.60%. Home loans, property prices and wages growth play a significant role in Australia's economic strategy.

peter-terlato

Peter Terlato -

05 Oct, 2022 -

6 min read

Cryptocurrency

How to buy and sell NFTs: Are they a good investment?

The popularity of NFTs and cryptoart exploded during the pandemic, in 2020, when artist Beeple sold a collection of illustrations and animations. NFTs are recorded and stored on the blockchain and authenticate cryptoart trades. But how exactly do you buy these Non-Fungible Tokens?

peter-terlato

Peter Terlato -

29 Sep, 2022 -

4 min read

Investment Funds

Borrowing to invest: What you need to know

You may not have the cash outright to acquire assets such as properties, shares and bonds. Borrowing to invest can provide the opportunity to establish or grow your portfolio and accumulate wealth. Consider your risk appetite before making any investments.

peter-terlato

Peter Terlato -

28 Sep, 2022 -

8 min read

Cryptocurrency

There's an abundance of altcoins. What are they and why are they such risky investments?

Altcoins aim to offer investors a unique store of value or establish some sort of online or real-world application. There is a strong appetite for alternative technology projects but with any cryptocurrency investment there is an inherent risk of failure and collapse. You can mitigate your risks by doing your research and learning more about this growing industry.

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Peter Terlato -

21 Sep, 2022 -

6 min read

Cryptocurrency

Is Bitcoin still a good investment?

The decentralised nature of cryptocurrencies can make investing both a gift and a curse. The real question is, are you interested in risking your funds for short-term gains, or are you aiming to invest for the long haul with aspirations for practical application?

peter-terlato

Peter Terlato -

15 Sep, 2022 -

7 min read

Home Loans

What is positive gearing?

The proportion of positively geared properties in Australia is on the rise, but is it the right strategy for you? Understanding more about this niche investment approach may help you to make better decisions when it comes to acquiring a loan.

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Peter Terlato -

12 Sep, 2022 -

5 min read

Bank Accounts

What happens to Australia's cash after The Queen's passing

Representations of The Queen can be found on an array of items throughout the world including on stamps, national anthems, flags and Commonwealth currencies. What will the change of effigy mean for the future of cash in Australia?

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Peter Terlato -

09 Sep, 2022 -

5 min read

Superannuation

Average superannuation fees: Here's what super funds charge

There are a number of fees you should consider when selecting a super fund to grow your retirement savings. These include administration fees, investment fees, switching fees, fees for financial advice, transaction fees and insurance premiums. The amount you pay in fees can significantly impact your final balance.

peter-terlato

Peter Terlato -

08 Sep, 2022 -

5 min read

Personal Loans

Dreaming of your next destination? Make it a reality with September's top personal loans

As we escape the confines of lockdowns and wild winter weather, travel intentions are rising. Now may be the ideal time to start financially planning for your next exciting domestic or overseas trip. Be sure to compare personal loans to discover what's best for you.

peter-terlato

Peter Terlato -

06 Sep, 2022 -

3 min read

Investment Funds

What is a green investment? And should you consider them for your portfolio?

The definition is broad enough that companies offering ‘green investments’ can range from fully sustainable enterprises and those developing alternative energy technologies to businesses simply employing a few environmentally-conscious work practices.

peter-terlato

Peter Terlato -

05 Sep, 2022 -

5 min read