Will there be rate cuts at the end of 2023? All the evidence we have so far

Given that the full impact of nine consecutive cash rate hikes has yet to be felt by borrowers, the impending mortgage cliff is looming, and the plausibility of a recession is swelling, it’s reasonable to speculate that there may be cuts to the cash rate before the close of 2023.

Planning renovations? Check out the top personal loans for March 2023

Renovating a property could potentially improve your lifestyle at home, or increase the value of your investment. Deciding on the best time to undertake a renovation project and calculating the risks is important.

Score rates above 5% with some of the best savings accounts in March 2023

The highest interest savings accounts are now above 5 per cent, with Bank of Queensland offering a conditional rate of 5.15 per cent to some customers.

Australians are spending their savings as economic growth slows

The household saving ratio declined from 7.1% to 4.5% quarter-on-quarter in December 2022, the lowest level since September 2017. Further interest rate rises could see Australians dip further into their savings to help cover the cost of mortgage repayments.

How to choose super investment options

Choosing the right investments for your super fund is important and can make a huge difference to your retirement savings. However, making this choice could be confusing, and you may not know where to begin.

Bendigo Bank Express Home Loans make mortgages easy

Bendigo Bank Express Home Loan can take as little as one hour to receive approval. The application process is entirely digital, making it streamlined and convenient. Your application is assessed in real-time.

What is green shorting?

Green shorting is a form of short selling that specifically targets a company or stock based on its climate-related policies, reputation or outlook. It's often an effort to place pressure on these entities to improve their environmental practices.

How many points do you need for a premium economy seat?

Seeking an upgrade to premium economy? RateCity research has found how many frequent flyer points you’d need to be bumped up across a number of airlines including Qantas, Virgin Australia, Air New Zealand, Emirates and more.

How to lower your mortgage repayments

You can lower repayments by negotiating, refinancing and making extra payments. Understanding your choices and alternatives can provide a solid foundation from which to seek out the best opportunity.

How long will I have bad credit?

It can take months or even years to improve your credit score but this doesn't mean that you shouldn't be proactively trying to become a more fiscally responsible individual.