Commonwealth Bank hikes savings rates to 4% - here's what you need to know

CBA's new introductory NetBank Saver rate is 4 per cent but once the honeymoon period expires, this reduces to 1.6 per cent. Some customers may be taken in by the precursory offer, unaware of the eventuality.

How are NFTs taxed in Australia?

If you’ve transacted with NFTs in any way - bought, sold, gifted, traded, exchanged for cryptocurrency - you must declare all transactions and any capital gains or losses as part of your income tax return.

What type of loan is right for your business? Check out January's top personal loans

Despite the current borrowing downturn, there are still plenty of competitive personal loans available to support your financial needs, such as in business. Deciding between a business loan and a personal loan requires careful consideration.

How do you file a car insurance claim?

If you are involved in an accident, your priority, whether or not you’re responsible, is to collect as much information as possible, including when and where the incident occurred and details of the other car and driver. These details must then be reported to your insurer.

NSW first home buyers can now choose upfront stamp duty or annual land tax: here's how it works

Eliminating the obligation of stamp duty reduces up-front costs for first home buyers and, depending on your home’s value over time and the implications of future legislative changes, may save you thousands of dollars, particularly if you have intentions of selling your home within a particular time frame.

How much does car insurance cost in Australia?

The amount you'll pay in car insurance costs can depend on the level of coverage you want as well as the car you drive, your age and and driving history.

Soaring house prices and rents propel inflation higher

The price of new dwelling purchases, owing to increased labour and material expenses, rose sharply in the year to November. Fewer government construction grants and rising rents also contributed to the hike in housing costs.

Can I qualify for a joint home loan if my partner has bad credit?

If you or your partner have bad credit, lenders could potentially reject your joint application on the basis that both applicants are equally liable for the debt, so the overall level of risk must be assessed.

Do first-time home loan applicants qualify for tax benefits?

If you’re a first-time home buyer applying for a home loan, you could qualify for some tax deductions. For example, in some states and territories may be entitled to full exemptions or concessions on stamp duty. Read on to find out what else you might be eligible to receive.

Can I get a discounted student car loan?

Banks don't offer student car loans. Given that you're unlikely to have built up enough of a credit history to warrant an excellent credit score, you may be able to secure a low interest car loan if you apply for a guarantor loan.