Rates of the Nation Report, January 2017

The Rates of the Nation report is an historical analysis of interest rates in the home loans, credit cards and deposits space for the last quarter.

Rates of the Nation Report, October 2016

With the cash rate cut to 1.50 per cent in August, there was a lot of interest rate action during the past quarter – particularly in the mortgage and deposit spaces, yet little movement in credit card rates.

Have you paid $16k more for your big bank loan?

Have you paid $16k more for your big bank loan?

Not so fast: Why the RBA may not cut rates

With Sportsbet.com.au paying only $1.45 for a cut, and $2.60 for no change, you may say the smart money is on an RBA cut for tomorrow. But with the market only pricing in a 64...

Is now the time to fix your home loan?

A total of 11 lenders, including several major banks, have dropped their three year fixed rates in the last fortnight to lows of 3.89 per cent. With rates at record lows, is now a good time to fix?

Super fees, how much are you paying?

How much of your superannuation balance is lost to super fees? One percent? Five percent? Maybe even 10 percent? Try closer to a quarter.

Changing jobs and superannuation: What you need to know

There's very few of us who stay at the same job for our entire lives. According to research, from 2009 to 2010 alone, around one-fifth of those employed had moved on to other opportunities.

Opinion: What's all this chat about an RBA cut?

You may have been hearing more noise than usual about this month’s RBA meeting. The reason for this is it looks like the closest we’ve been to actually having a move by the RBA in about 18 months. Now that this talk has well and truly escaped the finance section and hit the headlines, the questions on many people's lips are why is this and what does it mean for me?

Budget Planner: How to make a monthly budget

If you're inexperienced, making a monthly budget is one of those things that's easier said than done. Lucky for you, we can provide some guidance.