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77 articles written by Patricia Babalis

Infographic

How much do you save just by having your mum?

We've added up some of the basic jobs your mum does for you, out of the goodness of her heart.

patricia-babalis

Patricia Babalis -

07 Jun, 2016 -

1 min read

Credit Cards

Card fraud costing Aussies $2.1 billion

Card fraud is on the rise with the nation experiencing $2.1 billion worth of fraud during the 2014-15 period according to the Australian Bureau of Statistics.

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Patricia Babalis -

13 May, 2016 -

3 min read

Infographic

Credit Card Quiz: Which Game of Thrones house are you?

Are you a reckless spender or do you always pay your debts?

patricia-babalis

Patricia Babalis -

20 Apr, 2016 -

0 min read

Savings Accounts

Money myth busters

​Even in the age of the internet, where all the money advice we need is virtually at our finger tips, it seems as though some money myths just won't die. RateCity spoke to three leading money experts about money misconceptions that still persist and why they're simply not true.

patricia-babalis

Patricia Babalis -

12 Apr, 2016 -

3 min read

Home Loans

Create the home loan of your dreams

Almost every aspect of our lives can now be customised to suit our needs. From our smartphones to our cars we are spoilt for choice and rarely have to compromise on anything. So when it comes to our home loan, a commitment we lock ourselves into for up to 30 years, why wouldn’t you be picky?

patricia-babalis

Patricia Babalis -

10 Mar, 2016 -

2 min read

Superannuation

What to do if your employer isn't paying super contributions

For many Australians, superannuation is seen as a set and forget type of scheme, where you set up your account and your employer pays your contributions. Unfourtunately, things don't always work this smoothly. Checking your payslips regularly to make sure your employer is making the mandatory 9.5 per cent super contribution is a must to ensure a comfortable future

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Patricia Babalis -

25 Feb, 2016 -

4 min read

Home Loans

The beginning of the end? Drop in Sydney house price growth

As the saying goes, what goes up must come down, and for the first time since 2012 Sydney has experienced a record drop in the median house price, signalling an end to three and a half years of growth. Despite the first drop in the market since mid-2012, house prices in Sydney overall increased by 14.8 per cent in 2015 the Domain House Price Report has shown.

patricia-babalis

Patricia Babalis -

27 Jan, 2016 -

3 min read

Home Loans

Housing affordability decreases for owners and renters alike

Affording a house in Australia is only getting harder with the latest research from Moody’s Investors Service indicating a rise in the percentage of income going to mortgage repayments. Australian households are now spending an average of 29.3% of their monthly income on monthly repayments as of October 30th 2015, up from 28.2% last year.

patricia-babalis

Patricia Babalis -

13 Jan, 2016 -

3 min read

Savings Accounts

10 celebrity gifts you won't be getting this Christmas

With the season of giving upon us you may be feeling more generous than usual when purchasing gifts for your loved ones. But chances are you've never felt as generous as these celebs. To celebrate the holiday season RateCity has compiled a list of ten of the most expensive celebrity gifts ever given. But remember, it's the thought that counts so don't go digging into your savings account just yet.

patricia-babalis

Patricia Babalis -

23 Dec, 2015 -

3 min read

Home Loans

Property, super and more: What lies ahead for 2016?

Will house prices rise or fall? Will the government implement changes to the super system? And will customers be able to wear online banking technology?

patricia-babalis

Patricia Babalis -

21 Dec, 2015 -

8 min read