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77 articles written by Patricia Babalis

Credit Cards

Don't let your credit card debt ruin your sleep

Is your credit card debt keeping you awake at night? The scariest part is facing it but once you do and start working on a plan to reduce your debt, you'll be surprised how quickly your sleep improves.

patricia-babalis

Patricia Babalis -

15 Dec, 2010 -

4 min read

Home Loans

Should I fix my home loan?

Applying for a home loan requires making many decisions. The option to fix your interest rate or not is one that many people struggle with. There are positives and negatives for both but with a little bit of research you can make an educated decision that will suit your personal requirements.

patricia-babalis

Patricia Babalis -

14 Dec, 2010 -

3 min read

Home Loans

Try before you buy home loans

Try before you buy home loans? Surely not! That's right folks there actually are Australian home loans that allow you to rent the property you are interested in buying, before you actually sign the dotted line.

patricia-babalis

Patricia Babalis -

28 Sep, 2010 -

3 min read

Home Loans

Do you have to pay home loan exit fees?

In July 2011 home loan exit fees were abolished, except for any home loans that were signed prior to this date. To find out if your home loan has any exit fees contact your mortgage lender.

patricia-babalis

Patricia Babalis -

07 Jul, 2010 -

2 min read

Home Loans

What are mortgage rates and types?

You start feeling all grown up when someone starts talking to you about mortgage rates but what exactely does fixed or variable insterest rates mean for you on a daily basis? Like all loans, we know we have to pay it off but how the rates are set and when we make payments vary from lender to lender.

patricia-babalis

Patricia Babalis -

03 May, 2010 -

2 min read

Savings Accounts

Money saving tips for children

Teaching children how to save from a young age could help set them up for life. When you are a kid you think money grows on trees, or at least your parents have an endless supply, however the reality is quite a stark difference. Starting a savings account for your children can help them build great life habits and prepare them for the real world.

patricia-babalis

Patricia Babalis -

09 Dec, 2009 -

3 min read

Home Loans

First home owners boost

The First Home Owners Boost was established by the Federal Government in 2008 to encourage stimulus to the housing market during the global financial crisis and was an addition to the First Home Owners Grant.

patricia-babalis

Patricia Babalis -

14 Nov, 2009 -

1 min read