RateCity.com.au

77 articles written by Patricia Babalis

Superannuation

Renting pensioners left with less than $10k

A growing proportion of retired Australians who fall on the age pension are likely to experience rental stress brought on by the inability to afford housing earlier in life.

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Patricia Babalis -

10 Oct, 2016 -

2 min read

Personal Loans

Big 4 Banks face government review

This week will be a big one for the heads of Australia's Big Four banks who will be facing the Federal Parliament's House of Representatives Economic Committee for a review of the way in which they balance the needs of customers, shareholders and the broader community.

patricia-babalis

Patricia Babalis -

04 Oct, 2016 -

3 min read

Home Loans

Two income reliant families at higher risk of mortgage stress

With most Australians now accepting the fact that it will take two incomes to be able to afford a mortgage there is a risk that not enough borrowers are considering what would happen if one of these incomes was lost.

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Patricia Babalis -

21 Sep, 2016 -

3 min read

Home Loans

Should you sell your home yourself?

If you’re looking into selling your home, you would have noticed the thousands of dollars in fees it takes to employ the services of an agent.

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Patricia Babalis -

19 Sep, 2016 -

3 min read

Credit Cards

Banks prepare for consumer shift to a digital wallet

A new banking app to be launched by NAB at the end of the year will allow customers to start using their credit cards the minute they are approved.

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Patricia Babalis -

13 Sep, 2016 -

2 min read

Home Loans

Do you live in one of Australia's retiree hotspots?

As much a part of the great Australian dream as owning your own property, retiring to a peaceful beach side town or somewhere in-land, away from the congestion of the city, is on the to-do list for many Australians.

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Patricia Babalis -

30 Aug, 2016 -

2 min read

Home Loans

Tiny houses: Downsizing to avoid a mortgage

There’s been lots of buzz surrounding tiny houses since they first came onto the scene as a substitute to traditional housing.

patricia-babalis

Patricia Babalis -

26 Aug, 2016 -

3 min read

Home Loans

Is this Australia's best city for first home buyers?

For Aussies who thought they would never be able to afford their own home in one of Australia’s capital cities, this may be some welcome news.

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Patricia Babalis -

24 Aug, 2016 -

3 min read

Home Loans

Housing affordability: Is a tree change the answer

Housing affordability: Is a tree change the answer

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Patricia Babalis -

22 Aug, 2016 -

2 min read

Superannuation

Super pay out: Income streams trump lump sums

New data released by the Australian Bureau of Statistics this month shows an increasing number of retirees are choosing to access their superannuation through an income stream rather than by receiving lump sum payments.

patricia-babalis

Patricia Babalis -

14 Aug, 2016 -

4 min read