Laine Gordon
Money Editor
Laine Gordon is the Money Editor at RateCity and an experienced journalist and research specialist. With a background in news and feature writing, covering finance, media and even food (a passion of hers) at Reed Elsevier publications, Laine brings almost two decades of experience to the team. Having covered major areas of interest to the general public from hip pocket issues to rising and falling interest rates and the impact to mortgages, credit and saving in Australia, she is passionate about researching and telling people’s stories to help others make better decisions about their own finances.
974 articles written by Laine Gordon
Home owners fix rates amid rate rise speculation
Despite no change to the cash rate in the past four months, Australian home owners are bracing for an interest rate rise and are rushing to lock in their mortgage interest rates at record levels since October 2010.
Laine Gordon -
25 Mar, 2011 -
3 min read
Commonwealth Bank's fee-free but not the cheapest mortgage
Competition between the major banks escalated this month when the Commonwealth Bank (CBA) unveiled its new No-Fee Home Loan. But how does it stack up when compared with some of the top mortgages monitored by RateCity and does a fee-free option always equal a cheaper home loan?
Laine Gordon -
25 Mar, 2011 -
3 min read
Is the honeymoon over for introductory rate loans?
Home owners are wising up to some deceptively pricey introductory rate home loans, with application rates at record low levels last month for the mortgages RateCity monitors.
Laine Gordon -
25 Mar, 2011 -
3 min read
Avoid bank fees at the BPay checkout
Despite a stereotype that insists that generation Y is online savvy, new research points to the contrary when it comes to the under-thirties group's bill-paying habits on their transaction accounts.
Laine Gordon -
25 Mar, 2011 -
3 min read
Bank's ads sway unknowing customers
Just one month since launching an advertising campaign designed to distance itself from the other major banks, NAB has had a surge in account applications. Home loan enquiries soared by more than a third since the campaign was rolled out on February 14.
Laine Gordon -
23 Mar, 2011 -
3 min read
How to think like a home owner before you buy
The next two years will likely see a spike in the number of first home buyers entering the market. Fed up with increasing rental prices, more than half of the 1000 prospective home buyers surveyed in the annual Future First Homebuyer Survey were looking to the property market for refuge.
Laine Gordon -
23 Mar, 2011 -
3 min read
The ship has almost sailed for fixed home loans
If you're deciding whether to fix your home loan or go variable, the choice may have been made for you, with fixed interest rates on the rise. Fixed home loans are looking to be on their way up and many borrowers probably missed the boat on locking in a great fixed interest rate on their home loan.
Laine Gordon -
02 Mar, 2011 -
2 min read
Market recovery: More home buyers hitting the market
Mortgage applications in Australia may have hit their lowest point in eight years, but there are some indications a slow, upward climb has begun. Veda Advantage's quarterly Consumer Credit Demand Index found mortgage enquiries during the October to December 2010 quarter were up 3.4 percent compared with the September quarter.
Laine Gordon -
02 Mar, 2011 -
3 min read
Bank wars: take advantage of new competition
With the home loan market heating up, the banking war can mean big savings for your home loan and other financial products.
Laine Gordon -
02 Mar, 2011 -
3 min read
Australians look toward first home buyers for growth
January Demand for newly built property has been leading the growth of home loans at the end of 2010, echoing the initial damage of the Brisbane floods. But with interest rates expected to climb this year, there are high hopes first home buyers will boost the market back into more lively days.
Laine Gordon -
27 Feb, 2011 -
3 min read