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laine-gordon

Laine Gordon

Money Editor

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Laine Gordon is the Money Editor at RateCity and an experienced journalist and research specialist. With a background in news and feature writing, covering finance, media and even food (a passion of hers) at Reed Elsevier publications, Laine brings almost two decades of experience to the team. Having covered major areas of interest to the general public from hip pocket issues to rising and falling interest rates and the impact to mortgages, credit and saving in Australia, she is passionate about researching and telling people’s stories to help others make better decisions about their own finances.

968 articles written by Laine Gordon

Home Loans

How to evaluate your finances and create a budget

Whether you're trying to get a foot on the property ladder for the first time or would simply like to shave a little time off the life of your home loan by making extra repayments, you first need to take a good, hard look at your finances. The key here is to manage your money not have your money manage you.

laine-gordon

Laine Gordon -

12 Apr, 2011 -

2 min read

Home Loans

Cost of living on the rise: time to fix your mortgage

With the rising cost of power, food, fuel, and an interest rate hike on the horizon, now might be a good time to fix your mortgage.

laine-gordon

Laine Gordon -

11 Apr, 2011 -

2 min read

Home Loans

Can another stimulus package boost new housing affordability?

The Housing Industry Association (HIA) wants the federal government to introduce further stimulus measures to boost new housing starts so they don't fall back to 2009 global financial crisis levels.

laine-gordon

Laine Gordon -

10 Apr, 2011 -

2 min read

Home Loans

Is population capping the way to lower house prices?

It’s not just interest rates that can hurt your bottom dollar. Fees and establishment costs can make a big difference to the amount you pay for your mortgage.

laine-gordon

Laine Gordon -

09 Apr, 2011 -

2 min read

Home Loans

Mortgage insurance: what's the deal?

The most important thing to realise about lender's mortgage insurance (LMI) is that it insures your lender, not you. If you default on the loan repayments and your home is sold for less than your loan amount, the insurance will compensate your home loan organisation.

laine-gordon

Laine Gordon -

08 Apr, 2011 -

2 min read

Home Loans

Perks and pitfalls to watch out for when you're mortgage shopping

It’s not just interest rates that can hurt your bottom dollar. Fees and establishment costs can make a big difference to the amount you pay for your mortgage.

laine-gordon

Laine Gordon -

08 Apr, 2011 -

2 min read

Home Loans

Mortgage comparisons: top tips on how to get the best deal

There are countless mortgage comparison facilities available, but what do you really need to know when you’re looking for a home loan? Here are some essential criteria to help you choose the best mortgage.

laine-gordon

Laine Gordon -

06 Apr, 2011 -

2 min read

Home Loans

How do low introductory rate mortgages stack up?

Competition in the banking sector fired up last month when CUA launched a new home loan package with one of the cheapest introductory rates on the market. But how does it compare with top mortgages monitored by RateCity?

laine-gordon

Laine Gordon -

06 Apr, 2011 -

3 min read

Home Loans

Reduce mortgage stress with a few simple steps

If you are a few months behind on your mortgage repayments and facing a default notice, you are not alone. You'll likely find there is often a really easy fix to mortgage stress, such as looking to go interest-free for a while to reduce the repayment or consolidating other loans.

laine-gordon

Laine Gordon -

06 Apr, 2011 -

3 min read

Home Loans

No and low deposit mortgages: benefits and drawbacks

While no deposit home loans and low deposit home loans have become harder to come by in the wake of the Global Financial Crisis, if you can track one down, it can help you to buy property when you have little or no savings to put towards a home loan deposit.

laine-gordon

Laine Gordon -

05 Apr, 2011 -

2 min read