RateCity.com.au
laine-gordon

Laine Gordon

Money Editor

linkedin

Laine Gordon is the Money Editor at RateCity and an experienced journalist and research specialist. With a background in news and feature writing, covering finance, media and even food (a passion of hers) at Reed Elsevier publications, Laine brings almost two decades of experience to the team. Having covered major areas of interest to the general public from hip pocket issues to rising and falling interest rates and the impact to mortgages, credit and saving in Australia, she is passionate about researching and telling people’s stories to help others make better decisions about their own finances.

968 articles written by Laine Gordon

Home Loans

Auction vs. private treaty: which one is right for you

In Australia, private treaty still proliferates with only around 15 percent of property sales the result of the auction process. Benefits of selling at auction: it puts a time frame on the sale.

laine-gordon

Laine Gordon -

28 Apr, 2011 -

2 min read

Credit Cards

Aussies waste $1.3 billion on credit card fees

Australians are spending in excess of $1.3 billion in credit card fees each year, despite the fact that more than two dozen fee-free cards now exist in the market, RateCity has found.

laine-gordon

Laine Gordon -

28 Apr, 2011 -

3 min read

Home Loans

Mortgage offset accounts and all in one home loans

100 percent offset accounts are often confused with all in one home loans. Read this article to find out the difference between these two types of mortgages and how both can help reduce your interest repayments.

laine-gordon

Laine Gordon -

26 Apr, 2011 -

2 min read

Home Loans

Buyers' agents numbers increase at auction

Using a professional agent to help you win at auction is becoming increasingly popular. Not to be confused with a selling agent who works for the vendor, a buyer’s agent can help you find the right property, decide what you’re willing to pay and handle all negotiations.

laine-gordon

Laine Gordon -

25 Apr, 2011 -

2 min read

Home Loans

Don't attend an auction without bidding

Graeme Hennessy, Principle of Premier Property Auctions in Sydney, says the biggest mistake people make at auction is to hang back and not bid.

laine-gordon

Laine Gordon -

24 Apr, 2011 -

2 min read

Home Loans

Ultimate home buyer checklist

Type A personalities will possibly enjoy the home buying process more than others as the potential for lists, checklists and cross-referencing is vast. Here’s a list of lists you will find useful.

laine-gordon

Laine Gordon -

23 Apr, 2011 -

2 min read

Home Loans

First home owners: how much can you really afford to borrow?

There's so much more to buying your first home than applying for your First Home Owner's Grant. Just because you get approval to borrow a huge sum of money, doesn't mean you should. Using home loan calculators is a great way to work out how much you should borrow but there are a few extra factors to consider.

laine-gordon

Laine Gordon -

22 Apr, 2011 -

2 min read

Home Loans

How to sail smoothly through your loan approval process

Take some of the angst out of waiting for your home loan to be approved by following these foolproof tips.

laine-gordon

Laine Gordon -

21 Apr, 2011 -

2 min read

Term Deposits

Term deposit v property: how to choose an investment

Investing in real estate can have its disadvantages, not least when you have troublesome tenants. And with yields on residential investment property now averaged at 4.5 percent, there are growing questions about whether investing in property is really worth it.

laine-gordon

Laine Gordon -

21 Apr, 2011 -

3 min read

Home Loans

Get rid of your mortgage faster

If the thought of being chained to your home loan for 30 years sends you into a cold sweat you may want to consider these tips to fast track your way to a peaceful night's sleep. Overall, aim to pay off at least an extra month of payments per year.

laine-gordon

Laine Gordon -

20 Apr, 2011 -

2 min read