Laine Gordon is the Money Editor at RateCity and an experienced journalist and research specialist. With a background in news and feature writing, covering finance, media and even food (a passion of hers) at Reed Elsevier publications, Laine brings almost two decades of experience to the team. Having covered major areas of interest to the general public from hip pocket issues to rising and falling interest rates and the impact to mortgages, credit and saving in Australia, she is passionate about researching and telling people’s stories to help others make better decisions about their own finances.
974 articles written by Laine Gordon
Don't settle for average: save $36,000 on your home loan
Despite the lure of an ever-enticing $7000 First Home Owner Grant coupled with up to $19,500 worth of other grants on offer, the number of new Australian owner-occupier mortgages hit a 10-year low in 2010.
Laine Gordon -
15 Feb, 2011 -
3 min read
Aussies consider locking home loans before rate hikes
After a year filled with consecutive rate hikes, many Australians are turning to the old staple of fixed home loans to bring them relief in 2011. With the floods staving off more aggressive rate rises in the near future, many are predicting more hikes later on. So is this the perfect time to lock yourself in?
Laine Gordon -
14 Feb, 2011 -
3 min read
Don't get trapped by your savings plan
In a society where credit is easily available, saving can often be neglected. Having a good savings record, however, is crucial when it comes to securing a loan or even applying for a credit card. While as a nation we are now saving more than ever, your savings plan can be derailed if you don't pay attention to common traps when trying to save.
Laine Gordon -
09 Feb, 2011 -
3 min read
Is your bank too greedy? Get the right advice
If you thought your home loan repayments stung you harder last year than previously, then you were right. Research by RateCity revealed Australians paid a whopping $3.86 billion in higher interest charges in 2010 for home loans, credit cards, car loans and savings.
Laine Gordon -
09 Feb, 2011 -
3 min read
Don't let your savings account leave on a honeymoon
When the internet started an online savings account revolution, it changed the way we saved. Interest rates on these accounts have gradually increased, so it's not surprising that recent Reserve Bank of Australia data reveals household savings mimics that of the mid-1980s.
Laine Gordon -
04 Feb, 2011 -
3 min read
Get your new year's saving resolution on!
At the top of many lists of New Year resolutions will be to save more money. The results of a recent survey by RaboDirect, however, show we're far from a nation of savers The good news is it is easy to turn around. Nearly half of the population put their money into a transaction or savings accounts.
Laine Gordon -
03 Feb, 2011 -
3 min read
Don't let your credit card sting you after your Christmas spend
In the aftermath of Christmas spending, credit card holders should brace themselves for sneaky interest rate hikes, gracing the pages of statements due out this month. The silly season could leave many credit card holders stung after it was revealed by RateCity that 23 institutions upped their rates on 113 cards by an average of 25 basis points in December 2010.
Laine Gordon -
18 Jan, 2011 -
3 min read
If you drive less does your car insurance cost less?
On average it is estimated that a typical car travels 15,000km each year. However if you drive less than this how does the price of your comprehensive car insurance compare to someone who drives more?
Laine Gordon -
08 Dec, 2010 -
3 min read
It's official, Sydney pays more for car insurance
With the vast number of car insurance providers in the market fighting for your business each year, how does this affect how much we pay for comprehensive car insurance?
Laine Gordon -
08 Dec, 2010 -
3 min read
Property market predictions for 2011
Despite rising interest rates in late 2010, the new year may be a great time to buy a home, according to some mortgage experts. After a turbulent year, Australian Property Monitors is predicting the property market for 2011 to be slightly quieter and buyers are expected to take their time considering their housing and mortgage options.
Laine Gordon -
08 Dec, 2010 -
3 min read