Will a personal loan affect a home loan?

A personal loan can affect a home loan application positively as well as negatively. Consider checking your credit score and borrowing power to find out how.

Is it possible to get a personal loan for a house deposit?

Buying a home is a huge financial decision and needs careful consideration and planning. Getting a personal loan for your house deposit may be possible, but is likely to add complexity.

What is the difference between a credit card and a debit card?

Simply stated, the difference between a credit card vs debit card is one is using borrowed funds versus using your own money.

What is capitalised interest on a mortgage?

When you’re unable to pay even the interest on your home loan, it gets capitalised or added to the amount borrowed and increases the total sum you owe.

How can I check my home loan balance?

If you’re wondering how to check your home loan balance, there are a few options. You can check it either by calling your lender or using an online calculator. 

How do insurance companies work out how much your car is worth?

If you’ve totalled your car, you might be wondering how insurance companies value it. See the process and the ways insurers make their estimate.

Can you have two home loans on one property?

It is possible to have two loans on a commercial or residential property. But before you take out a second mortgage, be informed about the advantages and disadvantages.

Should I get personal loan protection insurance in Australia?

A personal loan is a great way to fulfil your short-term financial goals. But this comes at high-interest rates, and there is little scope for mistakes. What happens if you’re forced into a situation where you miss your payment?

How to lower credit card debt

Reducing credit card debt might not be as difficult as you may think it is. With the right information, financial discipline and planning, you'll be better equipped to lower your credit card debt.

What is commercial car insurance?

Do you use your vehicle for your business? Here’s how you can get commercial car insurance for your own and employees’ vehicles.