Should you consider paying cash for a car?

If you’re debating whether or not to buy a car using cash, here are a few factors you might want to consider to help you make your decision.

Can I use a personal loan to buy a car?

If you’re getting a loan to purchase a new set of wheels, a car loan is not your only option. You can also use a personal loan to finance your purchase. So what’s the difference between the two, and why would you choose one over the other? Let’s find out.

How to prevent vehicle repossession in Australia

If you take out a car loan and find it difficult to repay, you may face the threat of having the car repossessed by the lender. Find out how you can prevent this or get your repossessed car back.

What are commercial mortgage rates?

If you need funds for your business and own a property that you can offer as security, you may be able to take out a commercial mortgage. Find out what commercial mortgage rates you may be offered.

Hatchback vs sedan: Which should I choose?

If you’re in the market for a car and can’t decide what type of vehicle will suit you, it’s a good idea to compare the pros and cons of a hatchback vs a sedan.

What are the alternatives to reverse mortgages in Australia?

As a retired Aussie, you might be considering a reverse mortgage. A reverse mortgage can be used to meet expenses after retirement by tapping into the equity in your home. 

How do rent-to-buy cars work?

Do you want a new car, but would prefer to avoid paying upfront if you can? What if you were able to rent the vehicle and pay for it over a period of time? Find out the pros and cons of rent-to-own.

How to buy a car that has a loan on it

Buying a car with an existing loan is possible, but the process needs to be handled carefully. You will need to know the status of the loan and how it’s expected to be settled before you close the deal.

Finding suitable mortgage lenders for discharged bankrupts

Getting a loan as a discharged bankrupt is possible, but you may need to look for a specialist lender. Learn about the process and mortgage companies that deal with bankruptcies. 

What is a novated lease’s balloon payment?

When the term of a novated lease ends, you can choose to own the car by making a balloon payment. You can also refinance the novated lease and potentially save on taxes.