RateCity.com.au

976 articles written by Alex Ritchie

Credit Cards

Biggest Qantas frequent flyer points at credit card sign up this September

In September, there are 18 providers offering credit cards with Qantas frequent flyer points bonuses on sign up that range from 20,000 points to 150,000 points.

alex-ritchie

Alex Ritchie -

14 Sep, 2023 -

5 min read

Credit Cards

Biggest credit card reward points bonuses on sign up: September 2023

This month, there are nine credit card issuers offering competitive six-figure bulk bonus rewards points ranging from 100,000 to 275,000 points. 

alex-ritchie

Alex Ritchie -

14 Sep, 2023 -

4 min read

Home Loans

Cashback offers up to $10k: where you can still nab a cashback home loan deal

In September, there are 15 lenders offering cashback deals. RateCity shows you which lenders are still offering cashback deals for new and refinancing customers. 

alex-ritchie

Alex Ritchie -

11 Sep, 2023 -

5 min read

Home Loans

The benefits of refinancing a home loan

If you’ve been paying off your home loan for some time now, you’ve likely thought about refinancing. After all, the chances that your current home loan is still the best option available for you may not be as high as you think. 

alex-ritchie

Alex Ritchie -

10 Sep, 2023 -

7 min read

Home Loans

Should you refinance or negotiate a better home loan rate?

After you’ve held your mortgage for a few years, a question that often comes up is whether to refinance to something better, or to negotiate with your current lender for a better interest rate?

alex-ritchie

Alex Ritchie -

07 Sep, 2023 -

5 min read

Car Loans

Car sales continue to climb: top rated car loans for September

If you’re on the hunt for a new vehicle, you’re not alone, as new data shows that vehicle sales achieved their highest result on record last month. So, how can you get ahead of the competition? By nabbing a competitive car loan.

alex-ritchie

Alex Ritchie -

06 Sep, 2023 -

3 min read

Term Deposits

Is now the time to look for a term deposit?

If you’re trying to pick the peak of the market to lock in a higher rate on your term deposit, now may be the time to consider doing so.

alex-ritchie

Alex Ritchie -

05 Sep, 2023 -

4 min read

Home Loans

1% rate cut next year: What would that mean for mortgage holders?

Many of the big banks have forecast that we could be seeing cuts to the cash rate throughout 2024 - 2025. Find out what this could mean for your home loan.

alex-ritchie

Alex Ritchie -

05 Sep, 2023 -

5 min read

Term Deposits

Can you break a term deposit?

It’s usually possible to withdraw your money from a term deposit early if you need the cash back in your pocket. But doing so may require providing advance notice to the bank, and you may miss out on earning interest on your savings.

alex-ritchie

Alex Ritchie -

01 Sep, 2023 -

4 min read

Credit Cards

Can my credit card points expire?

Here is everything you need to know about how credit card points can be limited and even removed by your card provider.

alex-ritchie

Alex Ritchie -

01 Sep, 2023 -

4 min read