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976 articles written by Alex Ritchie

Home Insurance

Sydney braces for more wet weather: is your home insurance ready?

A ‘month’s worth of rain’ is due to hit Sydney in the next five days. And with more extreme weather events expected in the future thanks to climate change, now may be the time to review your home and contents insurance coverage.

alex-ritchie

Alex Ritchie -

30 Jun, 2022 -

5 min read

Home Loans

When to consider a home equity loan instead of a mortgage

If you own a property and are considering purchasing a second, you may assume that you must save up a new deposit. However, you may want to consider how a home equity loan can help you achieve your goals.

alex-ritchie

Alex Ritchie -

30 Jun, 2022 -

4 min read

Home Loans

How big is the home loan market in Australia?

One problem Australian home buyers don't face is a lack of home loan choices, in fact there is an overwhelming amount of competitive home loans in the Australian market today.

alex-ritchie

Alex Ritchie -

29 Jun, 2022 -

5 min read

Home Loans

Does Australia have capped rate mortgages?

Search, compare and apply for some of the best value home loans on the market including capped rate mortgages. Capped rate mortgages protect borrowers from rising interest rates for a period of time.

alex-ritchie

Alex Ritchie -

28 Jun, 2022 -

3 min read

Credit Cards

How to find and compare ethical credit cards

When it comes to finding ethical credit cards, you may need to do a little research as these labels are not as obvious as superannuation funds. Let’s explore how you can go green for your credit card.

alex-ritchie

Alex Ritchie -

27 Jun, 2022 -

4 min read

Car Loans

Is EOFY actually a good time to buy a car?

EOFY can be a great time to buy a car because dealerships offer discounted prices to buyers, thanks to stocktake sales in June to boost EOFY sales results and get rid of old stock.

alex-ritchie

Alex Ritchie -

24 Jun, 2022 -

4 min read

Car Loans

What are the cheapest electric vehicles in Australia?

There are a range of EVs shaking up the market for under $60,000 drive-away. With more makers joining in the sustainable vehicle space, there is a growing range of more affordable electric vehicles.

alex-ritchie

Alex Ritchie -

23 Jun, 2022 -

4 min read

Home Loans

How Australia's mortgage market can benefit you

With a range of lenders offering hundreds of home loans in Australia, having a variety of options to compare greatly benefits home loan customers.

alex-ritchie

Alex Ritchie -

23 Jun, 2022 -

5 min read

Home Loans

How long does a fixed home loan rate last?

Fixed loans are very popular items in the mortgage world, coming in and out of trend every year as interest rates change. But with future fluctuations being so unpredictable, how do we decide when to lock in a fixed loan for one or more years?

alex-ritchie

Alex Ritchie -

22 Jun, 2022 -

4 min read

Home Loans

Will your bank lend you money for a mortgage? Home loan lending criteria explained

Home loan eligibility criteria differs from lender to lender and is used to help determine whether you are financially capable of servicing a home loan in Australia.

alex-ritchie

Alex Ritchie -

22 Jun, 2022 -

6 min read