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976 articles written by Alex Ritchie

Personal Loans

Could solar panels help your property value?

There's a growing trend of homes being sold with solar panels. Homeowners are not only prioritising renewable energy but may be willing to pay more for a home that already has the infrastructure in place.

alex-ritchie

Alex Ritchie -

25 Jul, 2022 -

6 min read

Credit Cards

With flight prices so high, is now the time to get a rewards credit card?

When plane tickets are more expensive, it may be worth considering if a rewards card could get you to the skies faster (and with additional travel perks).

alex-ritchie

Alex Ritchie -

22 Jul, 2022 -

5 min read

Home Loans

Refinancing your home loan? Here's why you should consider your LVR first

If you’re looking to refinance, your LVR is key. But if you’ve recently purchased a home and its value has fallen, you may not be in the greatest position to refinance. Learn how LVRs impact your ability to refinance.

alex-ritchie

Alex Ritchie -

22 Jul, 2022 -

5 min read

Home Loans

What do tenants look for in a rental property?

From Electric Vehicle charging stations to space for a home office and pets, understanding the modern requirements of renters can boost the value of a rental property and attract more tenants.

alex-ritchie

Alex Ritchie -

21 Jul, 2022 -

4 min read

Home Loans

Up Bank launches home loans: here's what you need to know

Up Bank has announced it is entering the home loan market, joining the growing number of digital home loan lenders in Australia. Explore how this new loan compares and the benefits and risks of a digital bank.

alex-ritchie

Alex Ritchie -

21 Jul, 2022 -

3 min read

Home Loans

Rental price tips: keeping your rent more affordable in a landlord’s market

Rents have hiked significantly in the last year. For the third of Australians renting their home, let’s explore the options available to make rent more accessible and affordable in 2022.

alex-ritchie

Alex Ritchie -

21 Jul, 2022 -

6 min read

Car Loans

ACT to ban sale of petrol cars by 2035: is Australia ready to embrace electric vehicles?

The ACT will ban the sale of new petrol cars from 2035. But with several pressure points stopping Australians from switching to electric vehicles, will Australia be ready to embrace eco-friendly cars?

alex-ritchie

Alex Ritchie -

20 Jul, 2022 -

6 min read

Home Loans

Why interest rates may not rise as high as expected

Economists have predicted the rising cash rate could peak over 3.0%, but there’s one factor that may slow interest rate hikes according to CommBank: the acceleration of property price falls.

alex-ritchie

Alex Ritchie -

18 Jul, 2022 -

5 min read

Savings Accounts

How much faster can you save for a home deposit with a higher cash rate?

Could first home buyers save a home faster in a higher cash rate environment? Ordinarily yes, but there are external factors at play right now that will impact the time it takes to save for a deposit.

alex-ritchie

Alex Ritchie -

18 Jul, 2022 -

5 min read

Home Loans

Is the Reserve Bank of Australia really going to hike by 0.75%?

A triple cash rate hike of 0.75% by the RBA may be on the horizon for Australians, according to one major bank. But what is this prediction based on? And what is the likelihood we’ll actually see this materialise?

alex-ritchie

Alex Ritchie -

15 Jul, 2022 -

6 min read