- Home
- Personal Loans
- Companies
- Wide Bay Australia
Auswide Bank personal loans
Auswide Bank, formerly Wide Bay Australia, has provided financial services for Australians since its beginnings as a building society over 50 years ago.
Auswide Bank is not considered one of Australia’s major banks, but it does have over 20 branches for their Australian customers to visit.
In addition to personal loans, Auswide also offers customers home loans, bank accounts, credit cards, term deposits, superannuation, insurance and financial advice.
Personal Finance Editor
Content updated
Product data updated
Why choose Auswide Bank
Auswide Bank Personal Loans
Personal Loans calculator
Use our personal loan calculator to see how much you’d have to repay under different borrowing scenarios.
Your estimated repayments
Total interest
$0
Total repayments
$0
- This is an estimate of how much you would pay (weekly/fortnightly/monthly) based on your borrowing amount, interest rate and loan term.
- Calculations assume that details entered into calculator, including interest rates, do not change for the lifetime of the loan.
- Interest is calculated by compounding on the same frequency as the repayment selected, i.e. weekly, fortnightly or monthly.
- Months are assumed to be of equal length. However, given that some months are longer than others, interest charged by vary depending upon the month.
- The calculation rounds of the personal loan repayment to the closest dollar value without decimals.
- All calculations are estimates only; there are no guarantees, pre-qualifications or pre-approvals for borrowing. All results are based solely upon the data entered into the calculator.
- Your final mortgage repayments or borrowing amount will depend on your lender’s eligibility criteria among other factors.
- Calculator does not include the cost of fees or other extra charges.
- Calculator does not account for changes to interest rates over time.
- This calculator is for information purposes only. Any advice is general and has not taken into account your personal circumstances. Read our full disclaimer.
Features of an Auswide Bank personal loan
Auswide Bank personal loans encompass a wide range of options for customers, including unsecured, partially secured and secured loans. Fixed and variable interest rates are also available.
Loan terms of up to seven years are available depending on the type of loan chosen by Auswide’s members.
Personal loans up to $75,000 are possible depending on if the loan type is secured or not.
Auswide Bank personal loan rates vary from moderate to high depending on factors such as if the loan is secured or unsecured.
Members who take out an Auswide Bank personal loan can expect upfront fees, monthly fees, early exit penalty fees and missed payment fees.
Auswide Bank personal loans - customer service
With over 20 branches, Auswide isn’t one of Australia’s major banks, but does offer in-person customer service throughout the country in addition to online banking services.
Members can also reach Auswide Bank customer service by phone or email.
Who is eligible for an Auswide Bank personal loan?
People looking to secure a personal loan with Auswide Bank must meet the following criteria:
- Be over 18
- Have good credit
- Be employed with a history of income
- Be an Auswide Bank member
- Provide collateral (if the loan is secured)
How to apply for an Auswide Bank personal loan
The following application methods are available from Auswide Bank:
- Online application form
- In-person application at an Auswide branch
- By phone
Auswide Bank personal loans review
Auswide Bank is a smaller-sized bank when compared to other lenders in the Australian market.
The bank offers a wide range of loans that could cater to different needs of those looking to borrow money, such as everyday borrowers, students or home renovators.
Personal loan interest rates from Auswide Bank range from moderate to high. As such, borrowers looking for low interest rates might not be satisfied with what’s on offer from Auswide Bank.
Early exit penalty fees might also be a disincentive for those who are looking to pay off their debts before the term limit. Upfront fees, monthly fees and missed payment fees also apply, which could end up being costly.
Use RateCity to compare personal loans and find the best personal loan rates for your borrowing needs.
About our expert
Did you find this page helpful?
^Words such as "top", "best", "cheapest" or "lowest" are not a recommendation or rating of products. This page compares a range of products from selected providers and not all products or providers are included in the comparison. There is no such thing as a 'one- size-fits-all' financial product. The best loan, credit card, superannuation account or bank account for you might not be the best choice for someone else. Before selecting any financial product you should read the fine print carefully, including the product disclosure statement, target market determination fact sheet or terms and conditions document and obtain professional financial advice on whether a product is right for you and your finances.
