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Easy Street Financial Services personal loans
Easy Street Financial Services is a division of Community First Credit Union, which is the largest community-based credit union in Sydney. Easy Street is member-owned, which means it does not have any external shareholders.
Easy Street does not operate any bank branches or stores. Rather, they operate entirely online.
Community First Credit Union serves over 75,000 members across Australia. Any Australian resident over the age of 18 is eligible to become a member of Easy Street Financial Services.
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Why choose Easy Street Financial Services
Easy Street Financial Services Personal Loans
Personal Loans calculator
Use our personal loan calculator to see how much you’d have to repay under different borrowing scenarios.
Your estimated repayments
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- This is an estimate of how much you would pay (weekly/fortnightly/monthly) based on your borrowing amount, interest rate and loan term.
- Calculations assume that details entered into calculator, including interest rates, do not change for the lifetime of the loan.
- Interest is calculated by compounding on the same frequency as the repayment selected, i.e. weekly, fortnightly or monthly.
- Months are assumed to be of equal length. However, given that some months are longer than others, interest charged by vary depending upon the month.
- The calculation rounds of the personal loan repayment to the closest dollar value without decimals.
- All calculations are estimates only; there are no guarantees, pre-qualifications or pre-approvals for borrowing. All results are based solely upon the data entered into the calculator.
- Your final mortgage repayments or borrowing amount will depend on your lender’s eligibility criteria among other factors.
- Calculator does not include the cost of fees or other extra charges.
- Calculator does not account for changes to interest rates over time.
- This calculator is for information purposes only. Any advice is general and has not taken into account your personal circumstances. Read our full disclaimer.
Features of an Easy Street Financial Services personal loan
As a small personal loan lender, Easy Street Financial Services has a thin range of loans available. However, Easy Street operates entirely online, which makes it easier to provide lower rates and fees.
Easy Street Financial Services offers fixed-rate loans ranging from $5,000 to $35,000. Easy Street does not require a deposit or security, and has a maximum loan term of five years.
Easy Street Financial Services allows additional repayments and redraw facilities without fees. Easy Street charges a one-off application fee but does not charge monthly or ongoing fees.
Easy Street personal loan rates tend to be moderately low.
Easy Street Financial Services personal loans - customer service
Customers can reach Easy Street Financial Services customer service via phone, email or online enquiry. Easy Street customer service operates during business hours only.
Customers have access to their loan at any time through an internet banking portal.
Who is eligible for an Easy Street Financial Services personal loan?
- Must be at least 18 years old
- Must be a permanent Australian resident or citizen, or on an approved Australian working visa
- Must have regular income
- Must not be bankrupt
- Must not have defaulted on any loans, credit cards or store cards in the last five years
How to apply for an Easy Street Financial Services personal loan?
- Customers can apply online or over the phone
- If applying online, click ‘Apply Now’
- Sign into your Easy Street Financial Services account
- Complete the online application form
- Submit the online application form and wait for a response
Easy Street Financial Services personal loans review
Easy Street Financial Services personal loans are suitable for a range of borrowers. Easy Street Financial Services provides personal loans with fixed-rate loans of up to $35,000. Customers can choose a loan period of up to five years. Easy Street Financial Services does not require customers to provide a deposit or security to secure a personal loan.
Easy Street Financial Services personal loans have flexible features, including additional repayments and redraw facilities with no penalty. Easy Street does not charge any ongoing fees, though customers are charged a one-off application fee.
Easy Street’s personal loan interest rates tend to be moderately low.
Because so many online lenders exist in Australia, it’s advisable to compare personal loan rates. By comparing rates from a variety of lenders, you may be able to find the best personal loan rates for your specific financial situation.
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^Words such as "top", "best", "cheapest" or "lowest" are not a recommendation or rating of products. This page compares a range of products from selected providers and not all products or providers are included in the comparison. There is no such thing as a 'one- size-fits-all' financial product. The best loan, credit card, superannuation account or bank account for you might not be the best choice for someone else. Before selecting any financial product you should read the fine print carefully, including the product disclosure statement, target market determination fact sheet or terms and conditions document and obtain professional financial advice on whether a product is right for you and your finances.
