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People's Choice home loans
People’s Choice is a credit union that has been operating since 1949. Member-owned, its customers get a say in how the credit union is run. People’s Choice meets the same regulatory standards as banks and provides a wide range of financial products and services, including home loans, business accounts, and savings and investment products.
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Why choose People's Choice
People's Choice Home Loans
Home Loans calculator
Use our home loan calculator to see how much you’d have to repay under different borrowing scenarios.
People's Choice customer service
People’s Choice has branches in Adelaide, Melbourne and Darwin, as well as in regional locations in South Australia, Northern Territory and Victoria. Members can access their accounts and funds via ATMs, mobile banking and payment apps, internet banking and telephone banking facilities, as well as Bank@Post.
- Customer service centre (phone)
- Mobile banking and payment apps
- Online banking
- Online inquiries
- Branch network
- Mobile home lenders
How to Apply
To become a member of People’s Choice, you need to complete a membership application. You can visit one of their branches, call the national contact centre or visit a Bank@Post outlet. Membership is open to any resident of Australia. Documents you need to apply for a home loan include:
- Personal ID.
- Proof of income – whether you are self-employed or work for an employer.
- Proof of other income, including rental income.
- Information regarding existing debts, liabilities and assets.
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^Words such as "top", "best", "cheapest" or "lowest" are not a recommendation or rating of products. This page compares a range of products from selected providers and not all products or providers are included in the comparison. There is no such thing as a 'one- size-fits-all' financial product. The best loan, credit card, superannuation account or bank account for you might not be the best choice for someone else. Before selecting any financial product you should read the fine print carefully, including the product disclosure statement, target market determination fact sheet or terms and conditions document and obtain professional financial advice on whether a product is right for you and your finances.