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Home Loan News

The latest home loans mortgage news and tips

Alex Ritchie

Personal Finance Editor

Lowest rates from banks in the First Home Loan Deposit Scheme

The First Home Loan Deposit Scheme is officially accepting applications, with 3,000 first home buyers already reserving a place, according to Domain data.

Home Loans

13 Jan, 2020

4 min read

Lowest rates from banks in the First Home Loan Deposit Scheme
Alison Cheung

Finance Writer

How to choose a mortgage broker that’s right for you

With thousands of mortgage brokers on the market, it’s easy to feel inundated with options (especially if they all sound awfully similar). If you don't know what to look for in a broker, here's a guide to help you.

Home Loans

10 Jan, 2020

5 min read

How to choose a mortgage broker that’s right for you
Nick Bendel

Property & Personal Finance Writer

UBank makes it easier to manage your money

Would you like to be better at money? In that case, UBank may have come to your rescue.

Home Loans

11 Dec, 2019

4 min read

UBank makes it easier to manage your money
Alex Ritchie

Personal Finance Editor

Sydney and Melbourne property market driving national price growth

In good news for homeowners looking to sell, and bad news for would-be-buyers, national residential property prices are rising again.

Home Loans

10 Dec, 2019

3 min read

Sydney and Melbourne property market driving national price growth
Alex Ritchie

Personal Finance Editor

Buying your first home? Here are four things you need to watch out for

A growing number of first home buyers are rushing to join the property market, lured in by historically low rates. But they may not be looking at the whole picture.

Home Loans

07 Dec, 2019

6 min read

Buying your first home? Here are four things you need to watch out for
Nick Bendel

Property & Personal Finance Writer

Challenger lenders are taking the fight to the big banks

Thinking about taking out a home loan with one of Australia’s big four banks? Well, you might want to think twice.

Home Loans

06 Dec, 2019

3 min read

Challenger lenders are taking the fight to the big banks
Laine Gordon

Money Editor

No RBA cut today, but mortgage holders to finish the year $595 ahead

After three rate cuts since June, the average Australian mortgage holder is now $127 per month better off, according to new research from RateCity.

Home Loans

03 Dec, 2019

2 min read

No RBA cut today, but mortgage holders to finish the year $595 ahead
Alex Ritchie

Personal Finance Editor

Stuck with a bank you don’t like? There may be a psychological reason

Consumer inertia may be the reason why millions of Aussies choose to stay with their bank, even if it refuses to pass on a full RBA-led rate cut or charges higher than average fees.

Home Loans

28 Nov, 2019

4 min read

Stuck with a bank you don’t like? There may be a psychological reason
Nick Bendel

Property & Personal Finance Writer

You could save thousands of dollars by switching mortgages

Now is the perfect time for home loan borrowers to think about refinancing their mortgage.

Home Loans

20 Nov, 2019

4 min read

You could save thousands of dollars by switching mortgages
Alex Ritchie

Personal Finance Editor

How the major banks know if you can afford a home loan

Banks do not usually advertise their interest rate floors, but RateCity research can reveal the floors of some major banks.

Home Loans

19 Nov, 2019

3 min read

How the major banks know if you can afford a home loan
Liz Seatter

Senior Finance Writer

First neo home loan hits the market: how do the rates stack up?

New kid on the block 86 400 has today started offering home loans, making it the first neo bank in Australia to do so.

Home Loans

12 Nov, 2019

2 min read

First neo home loan hits the market: how do the rates stack up?
Liz Seatter

Senior Finance Writer

Home loan lending up despite investors retreat

There’s been a steady increase in the value of new owner-occupier home loans, according to ABS data released today. 

Home Loans

08 Nov, 2019

2 min read

Home loan lending up despite investors retreat