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Home Loan News

The latest home loans mortgage news and tips

Laine Gordon

Head of Public Relations

No RBA cut today, but mortgage holders to finish the year $595 ahead

After three rate cuts since June, the average Australian mortgage holder is now $127 per month better off, according to new research from RateCity.

Home Loans

03 Dec, 2019

2 min read

No RBA cut today, but mortgage holders to finish the year $595 ahead
Alex Ritchie

Personal Finance Editor

Stuck with a bank you don’t like? There may be a psychological reason

Consumer inertia may be the reason why millions of Aussies choose to stay with their bank, even if it refuses to pass on a full RBA-led rate cut or charges higher than average fees.

Home Loans

28 Nov, 2019

4 min read

Stuck with a bank you don’t like? There may be a psychological reason
Nick Bendel

Property & Personal Finance Writer

You could save thousands of dollars by switching mortgages

Now is the perfect time for home loan borrowers to think about refinancing their mortgage.

Home Loans

20 Nov, 2019

4 min read

You could save thousands of dollars by switching mortgages
Alex Ritchie

Personal Finance Editor

How the major banks know if you can afford a home loan

Banks do not usually advertise their interest rate floors, but RateCity research can reveal the floors of some major banks.

Home Loans

19 Nov, 2019

3 min read

How the major banks know if you can afford a home loan
Liz Seatter

Senior Finance Writer

First neo home loan hits the market: how do the rates stack up?

New kid on the block 86 400 has today started offering home loans, making it the first neo bank in Australia to do so.

Home Loans

12 Nov, 2019

2 min read

First neo home loan hits the market: how do the rates stack up?
Liz Seatter

Senior Finance Writer

Home loan lending up despite investors retreat

There’s been a steady increase in the value of new owner-occupier home loans, according to ABS data released today. 

Home Loans

08 Nov, 2019

2 min read

Home loan lending up despite investors retreat
Liz Seatter

Senior Finance Writer

What are the odds you’re over paying? The ultimate rate guide

The RBA kept the cash rate on hold today, but after three cuts this year most home owners are now paying the lowest rate of their lives.

Home Loans

05 Nov, 2019

2 min read

What are the odds you’re over paying? The ultimate rate guide
Liz Seatter

Senior Finance Writer

The phone call that could save you $6,792

It's an ideal time for loyal variable rate borrowers to pick up the phone and ask for a discount.

Home Loans

01 Nov, 2019

3 min read

The phone call that could save you $6,792
Nick Bendel

Property & Personal Finance Writer

BoQ helping first home buyers with 90% mortgages

Jackie* thought it would take her forever to save a 20% deposit. So she was delighted when she discovered she could enter the market with just 10% down.

Home Loans

30 Oct, 2019

3 min read

BoQ helping first home buyers with 90% mortgages
Nick Bendel

Property & Personal Finance Writer

Loans.com.au offering mortgages at just 2.88%

Eric* wanted three things from a home loan: he wanted a low interest rate, no ongoing fees and a simple online application process.

Home Loans

28 Oct, 2019

2 min read

Loans.com.au offering mortgages at just 2.88%
Nick Bendel

Property & Personal Finance Writer

Homestar cuts mortgage interest rates to 2.74%

With interest rates at record-low levels, it’s now possible to get a home loan with an interest rate well under 3 per cent.

Home Loans

26 Oct, 2019

2 min read

Homestar cuts mortgage interest rates to 2.74%
Alison Cheung

Finance Writer

Saving for a home deposit? How to get your foot in the door sooner

Buying a property in Australia’s biggest cities could seem like a distant dream for many young people, but it might not actually be as unachievable as expected.

Home Loans

24 Oct, 2019

3 min read

Saving for a home deposit? How to get your foot in the door sooner