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The latest home loans mortgage news and tips

Laine Gordon

Money Editor

How to get ahead of rising rates as the first 2023 RBA hike kicks in

Australians with a CBA, NAB or ANZ variable home loan will see their interest rate rise by 0.25 percentage points today, as the RBA’s February hike takes effect.

Home Loans

17 Feb, 2023

10 min read

How to get ahead of rising rates as the first 2023 RBA hike kicks in

Mark Bristow

Personal Finance Editor

Some of the best home loans for refinancers and investors in February 2023

The most recent meeting of the Reserve Bank of Australia (RBA) board brought us a 25-point hike to the national cash rate, along with assurances that more rate rises are coming. Australians looking to refinance the mortgage on their home or investment property may need to carefully compare their available options to make sure they’re getting a deal that suits their needs.

Home Loans

16 Feb, 2023

3 min read

Some of the best home loans for refinancers and investors in February 2023

Laine Gordon

Money Editor

Monthly repayments could rise by 49% in total, if NAB’s forecast is realised

The average mortgage holder could end up paying a total of $1,135 extra in monthly repayments since the start of the hikes, if NAB’s new cash rate forecast is realised.

Home Loans

14 Feb, 2023

3 min read

Monthly repayments could rise by 49% in total, if NAB’s forecast is realised

Paul Marshall

CEO

What you can do to prepare for the fixed rate cliff

When the Reserve Bank of Australia (RBA) slashed the national cash rate to the record low of 0.10 per cent in response to COVID-19 in 2020, many Australians made the most of these low interest rates by locking in a low fixed rate on their home loan. But with many of these fixed rate deals coming to an end this year, borrowers could find themselves struck down by severe bill shock when they’re hit with multiple consecutive rate rises all at once.

Home Loans

14 Feb, 2023

6 min read

What you can do to prepare for the fixed rate cliff

Alex Ritchie

Personal Finance Editor

Which banks have hiked mortgage rates so far in February 2023?

Millions of homeowners may be wondering if their lender has announced it is hiking mortgage rates again, and just how much more their repayments could be, after the February cash rate hike.

Home Loans

13 Feb, 2023

5 min read

Which banks have hiked mortgage rates so far in February 2023?

Mark Bristow

Personal Finance Editor

Who is still offering low-rate home loans after the February 2023 rate hike?

February 2023’s meeting of the Reserve Bank of Australia (RBA) board saw a ninth straight hike to the national cash rate. The 25-point increase took the cash rate to its highest point since 2012. While several banks have already announced they will be passing these hikes on to customers as higher interest rates, there are still some relatively low-rate options available. These could potentially help give some eligible borrowers a break from mortgage stress.

Home Loans

10 Feb, 2023

3 min read

Who is still offering low-rate home loans after the February 2023 rate hike?

Mark Bristow

Personal Finance Editor

ubank extends refinancing loan term to 35 years – what could this mean for you?

ubank has announced it is extending its loan term for refinances from 30 to 35 years as of 7 February 2023. While this could potentially prove beneficial for homeowners seeking some relief from relentless rate rises, it could also potentially cost these customers more in the long run.

Home Loans

08 Feb, 2023

4 min read

ubank extends refinancing loan term to 35 years – what could this mean for you?

Laine Gordon

Money Editor

NAB hikes mortgage rates by 0.25%. Stays ‘mum’ on savers

NAB has announced it will also pass on 0.25 percentage point RBA hike to its variable mortgage customers, taking its lowest variable rate to 5.24 per cent.

Home Loans

07 Feb, 2023

2 min read

NAB hikes mortgage rates by 0.25%. Stays ‘mum’ on savers

Laine Gordon

Money Editor

ANZ home loan rate hike puts end to rates starting with a '4'

ANZ is the first of the big four banks to announce it will pass on today’s 0.25 percentage point RBA hike in full to its variable mortgage rate, taking its lowest variable rate to 5.09 per cent.

Home Loans

07 Feb, 2023

3 min read

ANZ home loan rate hike puts end to rates starting with a '4'

Laine Gordon

Money Editor

RBA lifts rates by 0.25% with more hikes to come – how to beat rising rates

The Reserve Bank has today increased the cash rate by 0.25 percentage points to 3.35 per cent, with more hikes to come.

Home Loans

07 Feb, 2023

3 min read

RBA lifts rates by 0.25% with more hikes to come – how to beat rising rates

Alex Ritchie

Personal Finance Editor

Considering refinancing? These are some of the lowest refinancing home loan rates

If you’re one of millions of Australian homeowners watching their variable rate mortgage repayments soar, you may be considering refinancing. Let's explore some of the most competitive refinance rates available today.

Home Loans

07 Feb, 2023

5 min read

Considering refinancing? These are some of the lowest refinancing home loan rates

Peter Terlato

Personal Finance Editor

What could Australia's property market look like in 2023?

Nationally, property prices fell 2.3 percent in 2022 and are anticipated to decline up to a further 10 per cent by December 2023. However, there’s evidence to suggest that the outcome won’t be as damaging as it might seem.

Home Loans

07 Feb, 2023

5 min read