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The latest home loans mortgage news and tips

Laine Gordon

Money Editor

CBA hikes new customer rates on its Wealth package home loan

CBA has today increased the rates on its package home loan, which includes an offset account, by up to 0.20 percentage points – but only for new customers.

Home Loans

31 Mar, 2023

5 min read

CBA hikes new customer rates on its Wealth package home loan

Peter Terlato

Personal Finance Editor

ING cuts fixed rates: who's offering the cheapest fixed rate home loans right now?

More than 10 Australian lenders have cut fixed interest rates over the past 10 days, ahead of the RBA's official cash rate decision next week.

Home Loans

30 Mar, 2023

4 min read

ING cuts fixed rates: who's offering the cheapest fixed rate home loans right now?

Mark Bristow

Personal Finance Editor

What to expect from the RBA meeting in April 2023

Forecasting the next move by the Reserve Bank of Australia (RBA) board may not be as easy as it used to be. With a wide range of factors in play, economists from Australia’s big banks have not reached consensus on whether the RBA will hike the cash rate in April 2023, whether a rate pause may be on the cards, or when rates may be cut.

Home Loans

30 Mar, 2023

6 min read

What to expect from the RBA meeting in April 2023

Peter Terlato

Personal Finance Editor

Disinflation is here: How will this affect interest rates?

The RBA Board has been adamant that its decision to raise the cash rate at every opportunity over the past year has been to quell the scourge of rising inflation. Now that inflation has peaked and consecutive monthly figures indicate a notable deceleration, could this compel the Board to leave the cash rate untouched during its meeting next week?

Home Loans

29 Mar, 2023

3 min read

Disinflation is here: How will this affect interest rates?

Laine Gordon

Money Editor

ANZ the latest to hike new customer rates as banks move to shore up home lending books

ANZ has today increased the rate on its basic mortgage by up to 0.21 percentage points for new customers.

Home Loans

28 Mar, 2023

5 min read

ANZ the latest to hike new customer rates as banks move to shore up home lending books

Laine Gordon

Money Editor

RBA March hike kicks in across Australia, NAB scraps its package home loan

Australians with a Commonwealth Bank of Australia (CBA), NAB or ANZ variable home loan will see their interest rate rise by 0.25% today as the RBA’s March hike takes effect.

Home Loans

17 Mar, 2023

5 min read

RBA March hike kicks in across Australia, NAB scraps its package home loan

Peter Terlato

Personal Finance Editor

Will there be rate cuts at the end of 2023? All the evidence we have so far

Given that the full impact of nine consecutive cash rate hikes has yet to be felt by borrowers, the impending mortgage cliff is looming, and the plausibility of a recession is swelling, it’s reasonable to speculate that there may be cuts to the cash rate before the close of 2023.

Home Loans

15 Mar, 2023

8 min read

Will there be rate cuts at the end of 2023? All the evidence we have so far

Mark Bristow

Personal Finance Editor

Some of the best home loans for investors and refinancers in March 2023

Following the most recent hike to the national cash rate, low home loan interest rates are becoming much harder to find. Australians hoping to refinance the mortgage on their home or investment property may need to carefully compare the available options to make sure they’re getting a deal that suits their budget and personal goals.

Home Loans

14 Mar, 2023

3 min read

Some of the best home loans for investors and refinancers in March 2023

Mark Bristow

Personal Finance Editor

Who is still offering low-rate home loans after the March 2023 rate hike?

The Reserve Bank of Australia (RBA) has raised the national cash rate at every one of its last ten meetings, taking it from the record low of 0.10% to 3.60% in March 2023 - the fastest hiking cycle in decades. With banks and mortgage lenders passing this increase on to home loan customers, mortgage rates starting with a 4 are becoming much harder to find, though a small number may still be available.

Home Loans

14 Mar, 2023

3 min read

Who is still offering low-rate home loans after the March 2023 rate hike?

Alex Ritchie

Personal Finance Editor

Has your lender hiked your mortgage rate for March 2023?

RateCity's database shows that 27 home loan lenders have announced they are passing on the latest cash rate hike in full to variable rate home loan customers – including the big four banks.

Home Loans

13 Mar, 2023

5 min read

Has your lender hiked your mortgage rate for March 2023?

Paul Marshall

CEO

Can Australia avoid a recession like we did during the GFC?

With inflation potentially peaking, interest rates rising, and economic activity slowing after its post-pandemic high, many people think that Australia’s financial situation is looking bleak. So much so, there’s been speculation that if we don’t play our cards right, we could fall into a recession.

Home Loans

13 Mar, 2023

9 min read

Can Australia avoid a recession like we did during the GFC?

Laine Gordon

Money Editor

No relief from RBA but home buyers can boost their borrowing capacity themselves

Home buyers looking to boost their borrowing capacity may need to take the microscope to their finances after the RBA hiked the cash rate once again on Tuesday.

Home Loans

11 Mar, 2023

7 min read