Investor rates stay down across some of Australia’s best investor home loans in April 2021

While much of the recent property market activity has been attributed to first home buyers and other owner occupiers, investors seeking to expand their portfolios may also be looking to take advantage of lower interest rates. 

According to figures from the Australian Bureau of Statistics (ABS), the value of new owner-occupier loans dropped almost 2 per cent in February 2021, while investor lending grew 4.5 per cent month-on-month and almost 32 per cent year-on-year.

While investors won’t be able to access some of the support services for first home buyers, such as the First Home Loan Deposit Scheme, there are still plenty of low interest rates for investors to take advantage of.

RateCity research shows that year-on-year, variable investor mortgage rates (paying principal and interest) have fallen 26 basis points, from 3.86 per cent to 3.60 per cent. However, there are currently 104 investor home loan lenders offering interest rates below 3 per cent, and 64 offering rates below 2.5 per cent. 

Because it’s important to consider more than just the interest rate when comparing investor home loans, RateCity’s Home Loan Leaderboards rank mortgage offers by their Real Time Ratings™, which combine the loan’s cost and flexibility to help give you a better idea of the overall value.  

Rankings are correct at the time of publishing. Please note lenders may trade places on the list as interest rates and fees change and RateCity’s tracker reflects these movements.

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