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Greater Bank home loans
Since 1945, Greater Bank has been helping Australians build better financial futures. As a member-owned and member-run mutual bank, all profits are reinvested into the business, which means Greater Bank customers can enjoy better value products and services.
Greater Bank’s roots are firmly planted in community, with a percentage of profits put towards supporting each branch’s local community.
With over 250,000 customers and more than 700 staff, Greater Bank makes customer support a priority. Greater Bank has won numerous awards including the Building Society of the Year, Asia-Pacific Banking & Finance Building Society of the Year and Smart Investor Blue Ribbon Awards Building Society of the Year.
Note: Greater Bank home loans are only available for properties in NSW, ACT and QLD.
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Why choose Greater Bank
Greater Bank Home Loans
Home Loans calculator
Use our home loan calculator to see how much you’d have to repay under different borrowing scenarios.
Contact a mortgage broker
Greater Bank home loans are available through brokers who can help find the right loan and manage your application at no charge.
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Greater Bank customer service
Greater Bank customers with general enquiries can contact the customer support centre six days a week and home loan customers have a direct line to the loan centre. In addition to round the clock telephone banking, Greater Bank customers can email the fraud prevention department at any time. Greater Bank customers can also contact support via the live chat function or by visiting a NSW or QLD branch.
- Customer service centre (phone)
- Mobile app
- Online banking
- Live Chat
- Branch
- Mobile banking staff
How to apply for a Greater Bank home loan
Borrowers wanting to apply for a Greater Bank loan can do so by contacting the bank directly, filling out an online application form or calling the bank’s loan hotline.Â
Before applying for a Greater Bank home loan, consider what you can afford to borrow and what other costs you need to include.Â
To apply for a Greater Bank loan, you will need to supply the following information:
- Personal identity information.
- Proof of income and employment.
- Details of your current debts, liabilities and assets.
Note: only available for properties in NSW, ACT and QLD.
Greater Bank home loans review
As a customer-owned bank, Greater Bank is able to reinvest its profits to benefit its customers, including offering competitive interest rates. Fixed, variable and split interest rate options are available for owner occupiers and investors, paying principal and interest or interest only. Refinancers may also be able to benefit from a fast refinance option.
Greater Bank has mortgage options available for self-employed borrowers. Borrowers that are short on their deposit (such as some first home buyers) may still be able to get a home loan from Greater Bank if a family member can guarantee the loan with their own property as security. Â Construction and land loans are also available, as are reverse mortgages and lines of credit.
While Greater Bank home loans are available with no ongoing fees, an annual package fee may apply if you choose to bundle your loan with other financial products from Greater Bank.
Greater Bank offers home loans with additional repayments and unlimited free redraws. Repayment holiday options are also available. Selected home loans also offer the option of multiple offset accounts.
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^Words such as "top", "best", "cheapest" or "lowest" are not a recommendation or rating of products. This page compares a range of products from selected providers and not all products or providers are included in the comparison. There is no such thing as a 'one- size-fits-all' financial product. The best loan, credit card, superannuation account or bank account for you might not be the best choice for someone else. Before selecting any financial product you should read the fine print carefully, including the product disclosure statement, target market determination fact sheet or terms and conditions document and obtain professional financial advice on whether a product is right for you and your finances.