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Firstmac home loans

Firstmac is a privately-owned lender that has been in business for more than 40 years. Over that time, it has grown from a small family business to become one of Australia's leading non-bank lenders. In that time, it has provided more than 130,000 home loans and currently manages $13 billion in mortgages and $300 million in cash investments.

Focused on bringing simple and affordable financial products to market, Firstmac offers home and investment loans, residential SMSF loans, car loans, and term deposits.

Other available products
Mark Bristow
Mark Bristow

Personal Finance Editor

Content updated

Product data updated

Why choose Firstmac

Benefits

  • Flexible repayment options
  • Discounted rates for larger deposits
  • Competitive variable rates

Drawbacks

  • No branch network
  • Limited loan options

Firstmac Home Loans

Home Loans calculator

Use our home loan calculator to see how much you’d have to repay under different borrowing scenarios.

Contact a mortgage broker

Firstmac home loans are available through brokers who can help find the right loan and manage your application at no charge.

broker profile picture

Salil Arora

VIC3023
Customer Representative Number: 543601
5.0
25 Google reviews

Get expert advice from a home loans specialist.

First home, next home, investment, refinance, or SMSF loan? OK, where do we start? First things first—let’s start with...

View Profile
broker profile picture

Spencer Lawson

QLD4300
Australian Credit Licence: 392200

Get expert advice from a home loans specialist.

Spencer is a mortgage broker with a passion to help individuals and families achieve their home ownership dreams. With o...

View Profile
broker profile picture

Matthew Herewini

NSW2101
Australian Credit Licence: 392200
5.0
9 Google reviews

Get expert advice from a home loans specialist.

Meet Matthew, a seasoned financial expert with a strong background in both mortgages and car loans. With 5 years of expe...

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Firstmac customer service

Home loan customers can contact Firstmac through a number of channels. The lender has a general Australia-based customer assistance phone line for any enquiries and can also be contacted via email, or via online chat on the Firstmac website.

  • Customer service centre (phone)
  • Mobile app
  • Online banking
  • Email
  • Live Chat

How to apply for a Firstmac home loan

Firstmac provides potential customers with a number of options when applying for a home loan, including an online application form, phone applications, or applying in person at their office. 

Before applying for any home loan, calculate how much money you can afford to borrow and comfortably repay, given your financial situation and income. 

You will also need to provide documentation when applying for a home loan, such as:

  • Personal identification documents
  • Proof of income and type of employment
  • Proof of other income and assets
  • Details of current debts and liabilities
  • Personal insurance documents

About our expert

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^Words such as "top", "best", "cheapest" or "lowest" are not a recommendation or rating of products. This page compares a range of products from selected providers and not all products or providers are included in the comparison. There is no such thing as a 'one- size-fits-all' financial product. The best loan, credit card, superannuation account or bank account for you might not be the best choice for someone else. Before selecting any financial product you should read the fine print carefully, including the product disclosure statement, target market determination fact sheet or terms and conditions document and obtain professional financial advice on whether a product is right for you and your finances.