Mortgage Brokers Perth

Whether you’re a first home buyer looking at a property in a southern suburb like Medina or Calista, or you want to refinance the investment loan on your investment property in Kingsley or Leederville, a Perth mortgage specialist can help you save time and hassle every step of the way, while also helping you find a better home loan deal.

A mortgage broker is a home loan expert, who can look at your personal finances, calculate the repayments you can afford, and recommend loan products that can help you achieve your goals, whether you're buying or refinancing. They can provide expert advice, and may even be able to provide access to special home loan offers that are exclusive to brokers, and aren’t typically advertised.

If you choose a local mortgage broker, you may also benefit from their local knowledge. A mortgage broker in Perth can find you home loan options from banks and mortgage lenders in Western Australia, such as Bankwest and P&N Bank, and negotiate on your behalf to help you get a better deal on your interest rate, fees, features or benefits.

Finally, a finance broker can manage your mortgage application for you, looking after the whole process. With a broker keeping track of your home loan paperwork, you can look forward to fewer hassles and hopefully faster processing time for your mortgage application.

You typically don’t need to pay a cent for a mortgage broker’s services. That’s because instead of charging fees to clients, mortgage brokers are paid commissions by banks and lenders when they connect them with a new home loan customer.

Mortgage brokers are obliged to act in the best interest of their clients, and provide them with home loans that match their financial needs and personal goals, and not with mortgage offers that pay the broker the highest commissions.

There’s no simple way to find the best mortgage broker in Perth. After all, every borrower has a different financial situation and personal goals, and may benefit from a different kind of service from a broker. It’s important to compare brokers in Perth to get an idea of which one may be the best option for you.

Mortgage brokers may operate as part of a franchise, or run an independent brokerage. Comparing reviews and star ratings can give you an idea of what previous clients thought of a particular broker’s services. You can also check their qualifications, such as how long they’ve held their Australian Credit Licence (ACL) and whether they’re a member of a mortgage broking industry body such as the Mortgage & Finance Association of Australia (MFAA).

Whether you're looking for a new home loan to refinance your mortgage, buying a new home, or even comparing investment loan options, it's important to see what the community thinks of local brokers. 

As well as checking the qualifications of brokers in Perth and across Western Australia, you can compare star ratings, testimonials and reviews from other customers and clients. Armed with this research, this can help you to confidently enquire about a mortgage for your new home, no matter the postcode where you're buying.