BCU Bank home loans
bcu is a division of Police & Nurses Limited following the successful merger between Bananacoast Community Credit Union Ltd and Police & Nurses Limited. Bananacoast Community Credit Union Ltd was originally created in the early 1970’s, formed by a small group of business owners—predominately banana farmers on the NSW North Coast—to provide a local, realistic banking alternative to the big banks. Fast forward nearly 50 years and the bcu brand continues to offer localised service and expertise from Port Macquarie to the Sunshine Coast whilst enjoying the economies of scale that comes from being part of the larger member owned Police & Nurses Limited.
Personal Finance Editor
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Why choose BCU Bank
BCU Bank Home Loans
Home Loans calculator
Use our home loan calculator to see how much you’d have to repay under different borrowing scenarios.
Contact a mortgage broker
BCU Bank home loans are available through brokers who can help find the right loan and manage your application at no charge.
Matthew Herewini
Get expert advice from a home loans specialist.
Meet Matthew, a seasoned financial expert with a strong background in both mortgages and car loans. With 5 years of expe...
Spencer Lawson
Get expert advice from a home loans specialist.
Spencer is a mortgage broker with a passion to help individuals and families achieve their home ownership dreams. With o...
Benjamin Dent
Get expert advice from a home loans specialist.
I'm Ben, and I've been immersed in the world of mortgage broking since 2007. Over the years, I've had the privilege of w...
bcu customer service
Home loan customers can contact bcu in a variety of ways. There is a general service phone line and customers can also contact the bank online, via email or request a call back from a bcu home loan specialist. For those wanting more immediate contact, they can meet with bcu staff at their branches in New South Wales and Queensland.
- Customer service centre (phone)
- Mobile app
- Online banking
- Live Chat
- Branch
- Mobile banking staff
How to Apply
bcu gives potential customers a number of methods of applying for a home loan product. Customers can apply via an online form, by email, mail or fax, or by phone. They can also visit a bcu branch and apply in person. Before applying for a home loan it is advisable to think about how much money you could conceivably borrow given your financial situation and income. You will also need to provide documentation when applying for a home loan. This may include:
- Personal identification material
- Proof of employment
- Proof of income, earnings and assets
- Information on expenses, liabilities and other loans
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^Words such as "top", "best", "cheapest" or "lowest" are not a recommendation or rating of products. This page compares a range of products from selected providers and not all products or providers are included in the comparison. There is no such thing as a 'one- size-fits-all' financial product. The best loan, credit card, superannuation account or bank account for you might not be the best choice for someone else. Before selecting any financial product you should read the fine print carefully, including the product disclosure statement, target market determination fact sheet or terms and conditions document and obtain professional financial advice on whether a product is right for you and your finances.