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Home Loans Articles

Learn more about how to manage your personal finances with RateCity's home loan articles, including how-to-guides on comparing home loan interest rates, fees, features and other benefits.

Laine Gordon

Head of Public Relations

How to get out of debt fast

From credit cards to car loans and the mortgage, you can free yourself from debt. There are simple tips to cover everything and free up some cash in the weekly budget.

Home Loans

30 Apr, 2013

3 min read

How to get out of debt fast
Laine Gordon

Head of Public Relations

Rent or buy: which puts you on top?

The mortgage is taking a bigger chunk of our income now, despite lower interest rates. But is it cheaper to rent than buy?

Home Loans

29 Apr, 2013

3 min read

Rent or buy: which puts you on top?
Kate Cowling

A guide for first home owners

If you’ve made the decision to buy your first home, then it’s a pretty safe bet that you’re feeling a little daunted by the whole process. But, armed with the right information and knowledge, taking out a first home owners loan doesn’t have to be scary.

Home Loans

19 Apr, 2013

3 min read

A guide for first home owners
Patricia Babalis

Three tips for finding the right home loan

Sifting through home loan fees, rates and features can be overwhelming work. You soon release that making the decision to buy a home was the easy part - it's what follows that requires your true commitment and patience.

Home Loans

19 Apr, 2013

2 min read

Three tips for finding the right home loan
Laine Gordon

Head of Public Relations

How to shrink your home loan

There’s no magic when it comes to saving money on your home loan.

Home Loans

15 Apr, 2013

3 min read

How to shrink your home loan
Kate Cowling

Tips to help you find the right home loan

Has the time come to make the ultimate commitment? Not marriage - a home loan! It's no easy process securing your first home loan but it's one worth investing some time in as a home loan will be part of your life for at least 25 years.

Home Loans

12 Apr, 2013

2 min read

Tips to help you find the right home loan
Laine Gordon

Head of Public Relations

New hurdle for first home buyers

Despite lower interest rates, it’s now more costly for some first home buyers to enter the property market than it was this time last year, research shows.

Home Loans

09 Apr, 2013

3 min read

New hurdle for first home buyers
Laine Gordon

Head of Public Relations

Renovation high on the agenda

Two in five home owners are saving for a major renovation this year.

Home Loans

09 Apr, 2013

3 min read

Renovation high on the agenda
Laine Gordon

Head of Public Relations

How to identify a property hot spot

Buying property does not automatically guarantee financial success. But make a sound purchase, choose a home loan wisely, and a buyer stands to gain tens of thousands of dollars, even in a slow property market.

Home Loans

25 Mar, 2013

4 min read

How to identify a property hot spot
Laine Gordon

Head of Public Relations

Five common mistakes property investors make

Before you apply for your first mortgage as a property investor, take the time to consider the most common mistakes to avoid.

Home Loans

24 Mar, 2013

4 min read

Five common mistakes property investors make
Laine Gordon

Head of Public Relations

The pros and cons of buying off the plan

Australia’s capital cities have long been plagued by a shortage of properties, helping drive up prices – which is great if you’re selling, but not ideal if you are in the market for your first home and facing the prospect of a daunting-sized first mortgage.

Home Loans

22 Mar, 2013

3 min read

The pros and cons of buying off the plan
Laine Gordon

Head of Public Relations

Budgeting for baby

At a time when your expenses are set to skyrocket, you may also be adjusting to a single income. With a little planning, though, you can make the transition painless and easy.

Home Loans

21 Mar, 2013

3 min read

Budgeting for baby