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Learn more about how to manage your personal finances with RateCity's home loan articles, including how-to-guides on comparing home loan interest rates, fees, features and other benefits.
Laine Gordon
Head of Public Relations
Five ways to save money this winter
There are a few clever ways to cut costs of keeping cosy and potentially add value to your home.
Home Loans
15 Jul, 2013
4 min read
Laine Gordon
Head of Public Relations
Why winter is the best time to buy
The number of homes for sale can plummet by 20 percent, and much more in some cases, during the colder months of winter, research shows.
Home Loans
10 Jul, 2013
3 min read
Laine Gordon
Head of Public Relations
Cautious Aussies remain sensible with cash
With the 2013/14 financial year beginning today many Australians will start to prepare their tax returns in the coming weeks and about three in five people will either use their refund to pay off debts or will save it, research found.
Home Loans
01 Jul, 2013
3 min read
Laine Gordon
Head of Public Relations
World's worst home renovation disasters
Television home makeover programs make it look so easy. Some minor modifications and your home will be irresistible to buyers and worth thousands of dollars more. That’s the theory, but in reality there is often not a lot of money to be made out of renovating.
Home Loans
25 Jun, 2013
4 min read
Laine Gordon
Head of Public Relations
How to reduce risk when buying an investment property
Low interest rates and strong rental prices in metro areas means becoming an investor is an increasingly attractive option for many Australians. But it can be risky business, unless you do you research.
Home Loans
24 Jun, 2013
4 min read
Laine Gordon
Head of Public Relations
Don't let your mortgage limit your life
To avoid mortgage stress – and maintain your pre-mortgage lifestyle – the key is to ensure you don’t overextend yourself with a huge loan.
Home Loans
20 Jun, 2013
3 min read
Laine Gordon
Head of Public Relations
Renovate or sell? The big question
Need more space at home or something a bit nicer? Here are some tips from the experts to help you decide between the options.
Home Loans
18 Jun, 2013
4 min read
Laine Gordon
Head of Public Relations
Top mistakes property investors make
Low interest rates and strong rental yields have provided the impetus for many Australians to try their hand at property investing.
Home Loans
16 Jun, 2013
3 min read
Laine Gordon
Head of Public Relations
Lenders favour borrowers who take on more debt
A RateCity analysis of mortgage rates has revealed that the average advertised rate for variable home loans under $250,000 is 5.74 percent. For loans above $750,000, however, the average advertised rate drops to 5.32 percent – an automatic discount of 0.42 percentage points.
Home Loans
30 May, 2013
4 min read
Laine Gordon
Head of Public Relations
Renovate or sell?
The time comes in the life of many young families when they outgrow their home. That’s when the inevitable question rears its head: embark on a radical renovation or sell up and buy a new, more spacious home?
Home Loans
28 May, 2013
4 min read
Laine Gordon
Head of Public Relations
Beat the squeeze on household budgets
Wages may be growing faster than inflation, yet research shows one in seven Australian households is spending more than it earns.
Home Loans
28 May, 2013
3 min read
Laine Gordon
Head of Public Relations
Five ways to slash your home loan interest bill
Even at today’s low rates, the total interest bill can amount to almost as much as the initial loan. But there are ways to reduce the mortgage quickly and painlessly to save interest.
Home Loans
20 May, 2013
3 min read
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