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Home Loans Articles
Learn more about how to manage your personal finances with RateCity's home loan articles, including how-to-guides on comparing home loan interest rates, fees, features and other benefits.
Alex Ritchie
Personal Finance Editor
How small business owners can get a home loan
If you’ve taken the leap of faith to start a small business then you’re no ordinary borrower, so an ordinary home loan may not suit your goals and needs. This is where an alternative home loan option may come in handy, such as a low doc home loan.
Home Loans
31 May, 2022
3 min read
Mark Bristow
Personal Finance Editor
What home loan calculators exist to make life easier?
A home loan calculator can help you quickly estimate mortgage repayments, so you can work out if you can afford the loan on your household budget. But there are other online calculators available that could help you plan your household budget before applying for a mortgage.
Home Loans
31 May, 2022
3 min read
Alex Ritchie
Personal Finance Editor
How to save money with your home loan
You can still save money when you own a home? Sounds ludicrous but it is possible and highly recommendable to save for those rainy days, or much needed holiday. The good news is, you can save money by simply fixing your home loan.
Home Loans
30 May, 2022
5 min read
Georgia Brown
Personal Finance Editor
Is there a right season to buy a new home?
Spring selling season, as it’s commonly referred to, is the time of year that typically sees an increase in homeowners listing their homes on the real estate market. But is this the best season to buy?
Home Loans
30 May, 2022
3 min read
Mark Bristow
Personal Finance Editor
Are there fees for switching home loans?
Australian borrowers wanting a better home loan rate may be tempted to refinance their mortgage and switch to an offer from a competitor lender. But before you jump ship, make sure you check the fees, charges, and other costs that may be involved.
Home Loans
27 May, 2022
5 min read
Mark Bristow
Personal Finance Editor
How to compare Australia's top home loan rates
It’s important to compare Australia’s top home loan rates before selecting a mortgage offer, and understanding how different rates, fees, features and other benefits could help you.
Home Loans
27 May, 2022
5 min read
Alex Ritchie
Personal Finance Editor
What is a flexible home loan and should you consider one?
Flexible home loans can offer you more than just your standard monthly mortgage repayments, so if you are looking for flexibility to match your forever changing lifestyle, consider a flexible home loan.
Home Loans
26 May, 2022
3 min read
Mark Bristow
Personal Finance Editor
How do variable rate mortgages work?
Many Australian home loan deals offer variable interest rates. But how exactly do these variable rate home loans work, and what are the benefits and drawbacks compared to other mortgage options?
Home Loans
26 May, 2022
4 min read
Mark Bristow
Personal Finance Editor
How much interest will you pay over the life of a home loan?
Interest charges are one of the most significant costs to consider when applying for a home loan. But how much could a home loan ultimately cost, and are there any ways to lower the total interest you’ll pay?
Home Loans
26 May, 2022
6 min read
Alex Ritchie
Personal Finance Editor
How to find your remaining loan term
You may be closer to the end of your loan term than you think so discover how to find your remaining loan term. Plus, there are steps that homeowners can take to shave years off their loan.
Home Loans
25 May, 2022
4 min read
Mark Bristow
Personal Finance Editor
What's the difference between variable and fixed rate home loans?
Borrowers taking out home loans have a choice to make when it comes to their interest rates – variable or fixed? There are advantages and disadvantages to both of these options, as well as to choosing a split rate mortgage.
Home Loans
25 May, 2022
5 min read
Mark Bristow
Personal Finance Editor
Where to get help choosing your home loan
It turns out there are a lot more mortgage choices available than just the home loan offered at your local bank branch. Working out the best mortgage option to suit your needs can be a challenge, so you may need a little help along the way.
Home Loans
25 May, 2022
5 min read
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Personal Finance Editor
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