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Learn more about how to manage your personal finances with RateCity's home loan articles, including how-to-guides on comparing home loan interest rates, fees, features and other benefits.

Georgia Brown

Personal Finance Editor

Five important things to consider when buying a new home

Are you looking to build your dream home? If you are making the plunge into new home ownership it's important to track down the perfect home loan. Whether you’re looking for a new home to live in or invest in, you can find the lowest rates just by comparing online.

Home Loans

01 Jul, 2022

4 min read

Five important things to consider when buying a new home

Georgia Brown

Personal Finance Editor

Two great reasons to fix your investment loan

Investment home loans have just as many options these days as owner-occupied home loans. This is perhaps because of the increased commonality for investment home loans as more Australians opt for property investment as opposed to other vehicles such as stock and shares.

Home Loans

01 Jul, 2022

3 min read

Two great reasons to fix your investment loan

Georgia Brown

Personal Finance Editor

Are you buying your first home?

Buying your first home can be one of life’s biggest and most exciting milestones. But it’s important to have an understanding of the basics of home loans before you decide on one that’s right for you.

Home Loans

01 Jul, 2022

4 min read

Alex Ritchie

Personal Finance Editor

When to consider a home equity loan instead of a mortgage

If you own a property and are considering purchasing a second, you may assume that you must save up a new deposit. However, you may want to consider how a home equity loan can help you achieve your goals.

Home Loans

30 Jun, 2022

4 min read

When to consider a home equity loan instead of a mortgage

Georgia Brown

Personal Finance Editor

How to find the best mortgage offers in Australia

The size of Australia’s mortgage market can have you feeling spoilt for choice. But what are some ways to narrow down your search and find the best mortgage offers for you?

Home Loans

29 Jun, 2022

3 min read

How to find the best mortgage offers in Australia

Alex Ritchie

Personal Finance Editor

How big is the home loan market in Australia?

One problem Australian home buyers don't face is a lack of home loan choices, in fact there is an overwhelming amount of competitive home loans in the Australian market today.

Home Loans

29 Jun, 2022

5 min read

How big is the home loan market in Australia?

Georgia Brown

Personal Finance Editor

Five ways to pay off your home loan early

There’s a good chance your mortgage will be your biggest financial liability in life. So, it’s worth considering ways that could help you pay it off earlier to enjoy freedom from your mortgage sooner.

Home Loans

28 Jun, 2022

4 min read

Five ways to pay off your home loan early

Alex Ritchie

Personal Finance Editor

Does Australia have capped rate mortgages?

Search, compare and apply for some of the best value home loans on the market including capped rate mortgages. Capped rate mortgages protect borrowers from rising interest rates for a period of time.

Home Loans

28 Jun, 2022

3 min read

Does Australia have capped rate mortgages?

Georgia Brown

Personal Finance Editor

How to beat debt by borrowing within your means

Like a rising current Aussie debt is skyrocketing with no relief in sight. Whether your credit weakness is owning a brand new home, having a wardrobe full of designer labels or a garage full of vintage cars, borrowing outside of your means is never advisable.

Home Loans

23 Jun, 2022

4 min read

How to beat debt by borrowing within your means

Alex Ritchie

Personal Finance Editor

How Australia's mortgage market can benefit you

With a range of lenders offering hundreds of home loans in Australia, having a variety of options to compare greatly benefits home loan customers.

Home Loans

23 Jun, 2022

5 min read

How Australia's mortgage market can benefit you

Alex Ritchie

Personal Finance Editor

How long does a fixed home loan rate last?

Fixed loans are very popular items in the mortgage world, coming in and out of trend every year as interest rates change. But with future fluctuations being so unpredictable, how do we decide when to lock in a fixed loan for one or more years?

Home Loans

22 Jun, 2022

4 min read