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Learn more about how to manage your personal finances with RateCity's home loan articles, including how-to-guides on comparing home loan interest rates, fees, features and other benefits.

Laine Gordon

Money Editor

How to beat mortgage stress

As housing prices have increased in recent months and media speculation grows of imminent interest rate rises, mortgage stress may soon be rising however there are simple steps to take now to keep you out of the red.

Home Loans

01 Sep, 2009

3 min read

Laine Gordon

Money Editor

FHOB rush: Guide to finding the best home loan

Don’t lose your head in the rush to find the right house and the best mortgage before the government’s Boost payments are reduced after September 30. Jackie Pearson investigates tips to finding your first home loan

Home Loans

26 Aug, 2009

5 min read

FHOB rush Guide to finding the best home loan

Laine Gordon

Money Editor

Spring break, Mortgage borrowers go wild!

Spring is the time of the year when both the residential property and mortgage markets thrive - just be careful you end up with the right house and the right mortgage. Real estate agents call it the Spring Harvest. Across Australia, September and October are traditionally the busiest months of the year for buying and selling real estate and, as a consequence, the mortgage market booms

Home Loans

26 Aug, 2009

3 min read

Spring break Mortgage borrowers go wild!

RateCity

Stats and facts for Aussie home loans

Australian's are digging deep into their pockets to finance their home loans and with the current investment market booming, you have to be ahead of the game to get a look in.

Home Loans

08 Jul, 2009

2 min read

RateCity

Save money with home loan comparison tools

Looking for a home loan but don't know where to begin? Take your first step towards finding the best home loans by conducting a home loan comparison.

Home Loans

08 Jul, 2009

2 min read

Save money with home loan comparison tools

Kate Cowling

What is a low doc home loan?

Home loans span across many lenders and come with varying benefits to cater to individual needs. Selecting one that matches your particlar needs and circumstances is important. If you're self-employed a low doc home loan might be your best choice.

Home Loans

08 Jul, 2009

2 min read

RateCity

Bad credit history? Try Pepper Home Loans

Pepper Home Loans is a specialist lender offering a wide variety of non conforming home loans and understand that not everyone has a perfect credit history, or are able to prove an income stream.

Home Loans

08 Jul, 2009

1 min read

Bad credit history? Try Pepper Home Loans

RateCity

Where to get the top home loan advice

When it comes to getting information about home loans, there will be a line people ready to offer you their advice. When it comes down to the crunch there is no better method then conducting your own research and consulting an expert.

Home Loans

08 Jul, 2009

2 min read

RateCity

Select a home loan based on your reasons for buying!

Like selecting a health insurance policy, finding a home loan can be timely work. One thing that can save you plenty of time and narrow down your search criteria is - knowing why you are buying a home.

Home Loans

08 Jul, 2009

2 min read

Select a home loan based on your reasons for buying!

RateCity

Your home loan interest rate options

If you're in the market for a home loan, you will have four interest rate options to choose from: Introductory rate, fixed rate, variable rate or a split loan.

Home Loans

01 Jul, 2009

1 min read

RateCity

Credit impaired home loans

Bad credit home loans also known as credit impaired home loans tend to suit borrowers who have experienced credit tribulations in the past. This can make it extremely difficult for them to have a regular mortgage application approved

Home Loans

01 Jul, 2009

1 min read

RateCity

Bad credit: What are your home loan options?

If you have ended up with a little black mark next to your credit history or recently started a new job, you do have the option of applying for a bad credit loan, otherwise known as a non-conforming loan, or low doc loan.

Home Loans

01 Jul, 2009

2 min read