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Learn more about how to manage your personal finances with RateCity's home loan articles, including how-to-guides on comparing home loan interest rates, fees, features and other benefits.

Laine Gordon

Money Editor

Future suffering: First home owners to battle rising rates

Thousands of first time home buyers have cruised into the housing market this year. However, with interest rates set to rise, many home owners could be heading towards mortgage stress.

Home Loans

09 Oct, 2009

3 min read

Future suffering First home owners to battle rising rates

Laine Gordon

Money Editor

Women and mortgages: Tackle your home loan fears

If you’re a single woman and the prospect of finding a mortgage leaves you overwhelmed don’t feel alone - most women feel just like you. There are some positive steps you can take to become more confident about choosing a home loan.

Home Loans

09 Oct, 2009

3 min read

Women and mortgages Tackle your home loan fears

Laine Gordon

Money Editor

Smart ways to beat rate rises and mortgage stress

Falling behind in your repayments or suffering mortgage stress

Home Loans

02 Oct, 2009

4 min read

Smart ways to beat rate rises and mortgage stress

Laine Gordon

Money Editor

Rudd's First Home Owners Boost, How much is it really saving you?

If you are buying your first home you’re no doubt keen to get the Federal Government’s First Home Owners Grant as well as the First Home Owners Boost. With the cut-off date for the Boost fast approaching (December 31, 2009) you may be stressing about missing out.

Home Loans

02 Oct, 2009

4 min read

Rudd's First Home Owners Boost How much is it really saving you?

Laine Gordon

Money Editor

Discounted home loan rates: are you eligible?

There are several ways to save on your home loan when interest rates are on the rise. Economists are tipping a string of Reserve Bank rate rises in the next year and many lenders are already raising their fixed rates

Home Loans

23 Sep, 2009

4 min read

Discounted home loan rates are you eligible?

Laine Gordon

Money Editor

Interest rate wars: How fixing can save you thousands

With the Reserve Bank ready to raise official interest rates any tick of the clock, it’s still possible to find a good fixed rate home loan deal. Unless you have a crystal ball it is difficult to know for certain what will happen to interest rates in one, three or five year’s time.

Home Loans

23 Sep, 2009

4 min read

Interest rate wars How fixing can save you thousands

Laine Gordon

Money Editor

Out with the old, are new home loans ripping us off?

As competition heats up between the banks, new home loan features are sweeping the mortgage market in a bid to attract consumers to fresh, innovative products.

Home Loans

19 Sep, 2009

4 min read

Out with the old are new home loans ripping us off?

RateCity

Capped Home Loans

Capped home loans have a security feature similar to fixed rate home loans. Capped mortgages however are not fixed at the one interest rate for a period of time, they are variable and can reduce and will only increase up to a specified rate.

Home Loans

18 Sep, 2009

1 min read

RateCity

Individual capped rate home loans

When interest rates are on the rise, capped home loans are an option to consider when searching and comparing for the best loans on offer for your individual circumstances.

Home Loans

18 Sep, 2009

1 min read

RateCity

Bankwest Capped Rate Variable Home Loan

The Bankwest Capped Rate variable home loan was launched in the first week of September 2009 with an advertised variable interest rate of 5.4 percent p.a.

Home Loans

18 Sep, 2009

1 min read

Laine Gordon

Money Editor

Jumping the home loan hurdles

What are the smartest strategies for securing a home loan? It can be tough to qualify for a home loan but by having a strategy you can increase your chances, not only of getting the loan you want, but of meeting your payments if interest rates go up.

Home Loans

14 Sep, 2009

5 min read

Laine Gordon

Money Editor

The Investor Returns

If you’ve decided it’s a good time to buy your first investment property there are plenty of competitive home loans around to help you finance the deal. Investors are returning to the residential property market

Home Loans

09 Sep, 2009

4 min read