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Credit Score Articles

Articles and information about credit scores

Mark Bristow

Personal Finance Editor

How often does your credit score change?

How often your credit score updates will depend on how often a bank, lender or service provider offers information to credit bureaus.

Credit Score

07 Nov, 2024

4 min read

How often does your credit score change?
Vidhu Bajaj

Personal Finance Writer

Does Afterpay affect your credit score?

Shoppers find the buy now, pay later services quite attractive but before you jump in, you should know how these services work and if they impact your credit score.

Credit Score

15 Mar, 2024

5 min read

Does Afterpay affect your credit score?
Mark Bristow

Personal Finance Editor

How good debts and bad debts can affect your credit score

With political commentators discussing whether the latest Federal Budget has put Australia into too much debt (we’ll leave that debate to the experts), some everyday Aussies may be concerned about the debts in their own household budgets, and what they could mean for their financial futures.

Credit Score

16 Feb, 2024

4 min read

How good debts and bad debts can affect your credit score
Mark Bristow

Personal Finance Editor

Four habits to keep your credit score top notch

Being mindful of your financial habits can make a big difference to how easy or hard it is to keep your credit score at the top end of the band. Here are four of the top ways to maintain or grow a good credit score:

Credit Score

15 Feb, 2024

4 min read

Four habits to keep your credit score top notch
Eden Radford

External Comms Lead

What is Equifax One Score?

Australian credit reporting bureau Equifax has credit score system that could mean your credit behaviours are better reflected.

Credit Score

28 Jan, 2024

4 min read

What is Equifax One Score?
Alex Ritchie

Personal Finance Editor

Does your credit score directly relate to how much money you can take out?

If you’re applying for credit products you may be wondering how much your credit score comes into play. But did you know your credit score may impact the amount of money you’re approved for?

Credit Score

19 Jan, 2024

4 min read

Does your credit score directly relate to how much money you can take out?
Eden Radford

External Comms Lead

Where to get your credit score for free

Your credit score offers an indication of how credit-worthy you are, and how likely you are to pay your debts on time. If you’re seeking an efficient and safe way to discover your credit score, sign up for a free inquiry.

Credit Score

16 Jan, 2024

4 min read

Where to get your credit score for free
Jodie Humphries

Personal Finance Editor

Do phone plans affect your credit score?

How do phone plans and non-payment of phone bills affect your credit score? Learn more about situations to avoid so your phone plan can affect your credit score positively.

Credit Score

22 Dec, 2023

2 min read

Do phone plans affect your credit score?
Eden Radford

External Comms Lead

Does your partner’s credit score affect yours?

It might be a little too forward to ask a potential love interest what their credit score is on the first date. But if you’re starting to get serious, it could be time for a serious conversation.

Credit Score

20 Dec, 2023

5 min read

Does your partner’s credit score affect yours?
Jodie Humphries

Personal Finance Editor

What are the different types of credit scores?

When you apply for a loan or a credit card, the lender will check for your credit score. There are different kinds of credit reporting agencies, each with their own types of credit scores and systems of collating your financial data.

Credit Score

12 Nov, 2023

4 min read

What are the different types of credit scores?
Eden Radford

External Comms Lead

Can your credit score impact how and when you're approved for a credit card?

Your credit score can significantly impact how and when you are approved for a credit card. By better understanding your credit score you may boost your chances for credit card approval.

Credit Score

09 Nov, 2023

5 min read

Can your credit score impact how and when you're approved for a credit card?
Mark Bristow

Personal Finance Editor

What is comprehensive credit reporting?

Comprehensive credit reporting is a system which includes both positive and negative information on a person’s credit file, to make credit reports fairer and more accurate.

Credit Score

07 Nov, 2023

3 min read

What is comprehensive credit reporting?