QBANK Credit Cards

Why choose QBANK

Benefits

Moderately low interest rate
No annual fee
Low late payment fee

Drawbacks

No rewards scheme
No frequent flyer points
Small selection of credit cards

About QBank credit cards

As a member-owned bank, QBank offers fewer credit card options than larger banks in Australia. Like many other mutual banks, QBank’s credit card offering focuses on delivering low rates and fees to their customers.

QBank provides its members with low-rate, no-annual-fee and classic credit cards. The QBank credit card offering does not include rewards, frequent flyer or platinum credit cards.

QBank credit card rates are typically moderately low and include a moderate number of interest-free days. Additionally, QBank offers credit cards with no annual fee, a low late payment fee, and small fees for cash advances and exceeding your credit limit.

Customers with a QBank credit card are also granted an introductory balance transfer deal that allows them to affordably transfer their existing debt to their new account.

QBank credit cards review

QBank offers classic and low-rate credit cards suitable for a range of customers, including budget card holders and everyday spenders. QBank credit cards do not earn rewards points or frequent flyer benefits, which may make them unsuitable for those in search of a rewards scheme credit card.

QBank credit card rates are typically moderately low, which may be an attractive offer to card holders who struggle to pay their debt in full each month. QBank credit cards come with a moderate number of interest-free days, allowing budget customers to manage their debt.

Like their rates, QBank credit card fees are generally on the low end of the market. QBank delivers credit cards with no annual fee and a low late payment fee. QBank credit cards also charge small fees for cash advances and credit card over-limits.

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About our expert

Mark Bristow

Personal Finance Editor

Mark Bristow is RateCity's Home & Personal Finances Editor, and an experienced analyst, researcher, and producer. While primarily focused on Australian mortgage and home loan expertise, he has experience across energy, home and travel insurances. Mark has been a journalist and writer in the financial space for over ten years, previously researching and writing commercial real estate at CoreLogic. In the years since, Mark has worked for the Winning Group, Expedia, and has seen articles published at Lifehacker and Business Insider.

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^Words such as "top", "best", "cheapest" or "lowest" are not a recommendation or rating of products. This page compares a range of products from selected providers and not all products or providers are included in the comparison. There is no such thing as a 'one- size-fits-all' financial product. The best loan, credit card, superannuation account or bank account for you might not be the best choice for someone else. Before selecting any financial product you should read the fine print carefully, including the product disclosure statement, target market determination fact sheet or terms and conditions document and obtain professional financial advice on whether a product is right for you and your finances.